HOME LOANS

School Employee Mortgage Program

Available only to school employees, this loan puts owning a home within your reach, with a low down payment and no mortgage insurance.

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FHA Home Loans

With flexible credit requirements and a low down payment, an FHA home loan may be a good option.

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SchoolsFirst FCU HomeAccess®

Whether you're a first time homebuyer or ready to enter the market once again, the SchoolsFirst FCU HomeAccess® loan offers you more ways you may be able to qualify.

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Purchase

If you're ready to look for your next home, let us help. We offer consultative home loan guidance and low rates, plus exclusive discounts through SchoolsFirst FCU Home360® which has given our Members almost $13 million in rebates.

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Refinance

Rates could go up at any time don’t miss your chance to get into a loan that may suit you better. Our experienced loan consultants can help you find the right one.

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Investment Properties

We have loans for single-family, multi-unit properties (2-4 units) and condominiums. Maximum loan amount is based on county where property is located.1

1Los Angeles and Orange Counties = $1,149,825; Riverside and San Bernardino Counties = $766,550; San Diego County = $1,006,250; El Dorado, Placer and Sacramento Counties = $766,550; Ventura County = $954,500. Please contact a real estate loan representative for other county or multi-unit property loan limits.

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Let's chat

Our loan consultants will answer your questions about financing and find a loan that’s right for you.

Call (800) 462-8328, ext. 8288

Monday through Friday, 8 a.m. – 7 p.m.
Saturday, 9 a.m. – 3 p.m.

Or make an appointment with a loan consultant in person, over the phone or at a branch.

Submit an application

Apply online through our application platform. Log in with your SchoolsFirst FCU user name and password, or as a guest.

If we aren't the best deal, we'll tell you.

If you've shopped around, we'll gladly compare your options to help you make a confident choice — even if that means choosing another lender.

Disclosures

NMLS Identifier: 405503

All loans subject to approval.

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