School Employee Mortgage Program

Available only to school employees, this loan puts owning a home within your reach, with a low down payment and no mortgage insurance.


FHA Home Loans

With flexible credit requirements and a low down payment, an FHA home loan may be a good option.


SchoolsFirst FCU HomeAccess®

Whether you're a first time homebuyer or ready to enter the market once again, the SchoolsFirst FCU HomeAccess® loan offers you more ways you may be able to qualify.



If you're ready to look for your next home, let us help. We offer consultative home loan guidance and low rates, plus exclusive discounts through SchoolsFirst FCU Home360® which has given our Members almost $13 million in rebates.



Rates could go up at any time don’t miss your chance to get into a loan that may suit you better. Our experienced loan consultants can help you find the right one.


Investment Properties

We have loans for single-family, multi-unit properties (2-4 units) and condominiums. Maximum loan amount is based on county where property is located.1

1Los Angeles and Orange Counties = $1,149,825; Riverside and San Bernardino Counties = $766,550; San Diego County = $1,006,250; El Dorado, Placer and Sacramento Counties = $766,550; Ventura County = $954,500. Please contact a real estate loan representative for other county or multi-unit property loan limits.


Let's chat

Our loan consultants will answer your questions about financing and find a loan that’s right for you.

Call (800) 462-8328, ext. 8288

Monday through Friday, 8 a.m. – 7 p.m.
Saturday, 9 a.m. – 3 p.m.

Or make an appointment with a loan consultant in person, over the phone or at a branch.

Submit an application

Apply online through our application platform. Log in with your SchoolsFirst FCU user name and password, or as a guest.

If we aren't the best deal, we'll tell you.

If you've shopped around, we'll gladly compare your options to help you make a confident choice — even if that means choosing another lender.


NMLS Identifier: 405503

All loans subject to approval.

Not a Member?

Joining SchoolsFirst FCU is quick and easy. Apply for Membership today.

Join Our Team

Are you passionate about providing exceptional Member service?