Getting a mortgage doesn't mean you're trapped in that rate or term. You may want to consider refinancing if your credit has improved, you want to switch from an adjustable-rate mortgage to a fixed one, or if interest rates have dropped.

Today's Rates

​SEE ALL REFINANCE RATES

Why Refinance?

• If you had average credit or a short credit history when you got your mortgage and your score has since improved.
• Lock in a new rate with a 30-year fixed loan. (SEE ALL FIXED REFINANCE RATES)
• Choose a shorter term — 10 or 15-year fixed — to pay off your home sooner and potentially less interest overall. (SEE ALL FIXED REFINANCE RATES)
• Opt for an adjustable-rate loan to get a lower starting rate.
• Take cash out to pay off high-interest debt or make home improvements.
• Removing Private Mortgage Insurance (PMI) (if applicable).

We close most refinance loans in 45 days.

APR = Annual Percentage Rate. All loans subject to approval.

The interest rates and APRs listed above are effective as of 03/25/2023 and are subject to change without notice.  The pricing you may qualify for is based on factors including your credit rating  and loan-to-value (LTV) of your property. A minimum credit qualifying score is required.