HOME EQUITY LOANS

Home Equity Loans can be taken out for almost any reason, from simple home improvement projects and remodeling, to helping pay for college expenses or consolidating debt.

A Home Equity Loan is a fixed rate second mortgage you borrow against the equity in your home; you'll receive the full loan amount at funding. It may be suitable if you know the exact amount you need and want a fixed payment for a fixed term. A Home Equity Line of Credit HELOC may be better if you want funds available for ongoing or unexpected expenses.

Today's rates

Rates as low as 6.000% APR.

SEE ALL HOME EQUITY LOAN RATES & TERMS

Features of all of our home equity loans

No lender origination fees.¹
Available on single-family residences and condominiums (manufactured and mobile home properties are not eligible).

WHAT TO KNOW ABOUT HOME EQUITY LOANS

REMODELING TRENDS THAN CAN MAKE OR BREAK YOUR HOME'S VALUE

GET STARTED

If you are ready to apply or would like to compare different loan options, start with the Credit Union you trust.

Online

Schedule to meet a loan consultant or inquire now to have a loan consultant contact you.

Call

Our loan consultants will answer your questions about financing and find a loan that's right for you.

In Person

Appointments available at designated branch locations.

(800) 462-8328, ext. 8288

Monday through Friday, 8 a.m. – 7 p.m.
Saturday, 9 a.m. – 3 p.m.

Disclosures

The rate you may qualify for is based on factors including your credit rating and the combined loan-to-value (CLTV) of your property. A minimum credit qualifying score is required. Rates listed are effective as of 06/01/2023 and subject to change without notice. Equity loan products are simple interest. This means the amount of interest estimated on the loan is based on the assumption that monthly payments will be made on the precise due date. Any early payments will reduce the final amount due, while any late payments will increase the final amount due. The final amount due may be substantially higher than the amount reflected on the application and must be paid in full on the maturity date of the loan. An approved application is required for a rate to be locked. All loans subject to approval.

Some closing costs may be incurred if accommodation recording fees, title charges to clear or transfer liens, or indemnification due to construction on the subject property are required. Appraisal fee incurred for loan amounts over $250,000. The borrower is responsible for these costs.