HIGHER EDUCATION LOAN
Pursuing an advanced degree can be time-consuming and costly, but it's also a rewarding investment in your future. Our Higher Education Loan for school employees can help cover tuition and other costs of your master's or doctorate program.
How it works
- Borrow from $1,000 to $50,000.
- Enjoy a variable rate as low as 10.50% APR (SEE ALL RATES).1
- Choose a term to fit your budget, up to 120 months.1
- Use in place of (or in addition to) federal student loans.
- Send funds directly to your school three to five days after funding.
How to qualify
- Be a school employee.
- Be enrolled in a master's or doctorate program.
- Have a SchoolsFirst FCU account in good standing.
- Complete a Private Education Loan Applicant Self-Certification form.
Things you should know
- To get the lowest APR, you must make payments by automatic transfer from your SchoolsFirst FCU checking or savings account.1
(800) 462-8328 ext. 6557
Monday through Friday, 7 a.m. – 7 p.m.
Saturday, 9 a.m. – 3 p.m.
- Lowest rate reflects a 0.75% discount for payment made by automatic transfer from your SchoolsFirst FCU account. Rate quoted is effective as of 08/23/2023 and is subject to change. Variable rate; rate and payment subject to change after loan is funded. Current floor rate is 5.00% APR. Maximum loan terms based upon amount financed. Maximum loan term based upon amount financed. Estimated monthly payment per $100: 120-month 10.50% APR loan $1.35 .
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Refer Family or Friends
Invite your immediate family and eligible colleagues to join SchoolsFirst Federal Credit Union!