Pursuing an advanced degree can be time-consuming and costly, but it's also a rewarding investment in your future. Our Higher Education Loan for school employees can help cover tuition and other costs of your master's or doctorate program.

How it works

  • Borrow from $1,000 to $50,000.
  • Enjoy a variable rate as low as 10.25% APR (SEE ALL RATES).1
  • Choose a term to fit your budget, up to 120 months.1
  • Use in place of (or in addition to) federal student loans.
  • Send funds directly to your school three to five days after funding.

How to qualify

Things you should know

  • To get lowest APR, you must make payments by automatic transfer from your SchoolsFirst FCU checking or savings account.


Call (800) 462-8328

Monday through Friday, 7 a.m. – 7 p.m.
Saturday, 9 a.m. – 3 p.m.



APR = Annual Percentage Rate. All loans subject to approval. Lowest rate reflects a 0.75% discount for payment made by automatic transfer from your SchoolsFirst FCU account. Rate quoted is effective as of 06/01/2023 and is subject to change. Variable rate; rate and payment subject to change after loan is funded. Current floor rate is 5.00% APR. Maximum loan terms based upon amount financed.
  1. Maximum loan term based upon amount financed. Estimated monthly payment per $100: 120-month 10.25% APR loan $1.34 .

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