Free Checking

Always free, no strings attached.

No monthly fees or minimum balance requirements.¹

Get your paycheck up to two days early with direct deposit.²

30,000+ fee-free ATMs³ in the CO-OP Network.

Send and receive money with Zelle^®.⁴

Debit Mastercard^® card with zero liability protection.

Mobile Banking⁵ with eDeposit.

No one wants to drop the ball when it comes to managing money. But if you've got a lot going on, it's easy to lose track of your spending.

With overdraft protection, we've got you covered if you accidentally spend more than you've got in your checking account.

SchoolsFirst FCU offers three options for overdraft protection. Choose the one that's right for you.

For six consecutive years, we've been recognized by Forbes as the No. 1 Best-In-State Credit Union in California.

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We offer over 70 branches in California and 30,000+ ATM locations.

Joining SchoolsFirst FCU is quick and easy. Apply for Membership today.

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Disclosures

Must be 18 years or older. ChexSystems verification and $25 minimum opening deposit required.
Early direct deposit may vary between pay periods and is not guaranteed.
$2 charge per withdrawal for non-SchoolsFirst FCU/CO-OP Network ATMs. Other financial institutions or merchants may charge for use of their ATM or POS terminal.
Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Must have a bank account in the U.S. to use Zelle.
Data charges may apply to Mobile Banking. Check with your mobile provider.