All Home Loans
There's one that's right for you.
Whether you're buying or refinancing, we have solutions to fit your unique needs.
Fixed-Rate Loans
Choose a fixed term for protection against fluctuating rates.
Adjustable-Rate Mortgage
Lower initial rates than a fixed-rate loan, then adjusts up or down.
School Employee Mortgage Program
Just for school employees — low down payment, no Private Mortgage Insurance.
FHA Loans
Offers flexible credit requirements and a low down payment.
SchoolsFirst FCU HomeAccess®
Offers Members more ways to qualify for a mortgage.
Home Equity
Choose a HELOC or home equity loan.
Full-Service Homebuying with SchoolsFirst FCU Home360®
We'll pair you with a loan consultant and local real estate agent to guide you through every step of buying or selling your home, with expert advice and exclusive discounts to save you thousands.
LEARN MOREHomebuying Resources
Find the Best Home Loan for You
Compare Two Mortgages
Get the Right Home Insurance Coverage
Protect Your Biggest Investment
- Homeowners Insurance: Make sure you're protected from losses due to fire, lightning, burglary, vandalism, storms and more.
- Condominium Insurance: Get coverage for interior walls and floors, personal property and personal injury.
- Earthquake Insurance: This separate policy helps you recover, replace and rebuild if a tremor damages your home.
Apply Online
Log in with your SchoolsFirst FCU user name and password, or as a guest.
Get Professional Guidance
Discuss your options with a real estate loan consultant in person, over the phone or at a branch.
Call
Monday through Friday, 8 a.m. – 7 p.m.
Saturday, 9 a.m. – 3 p.m.
All loans subject to approval.
NMLS Identifier: 405503
CA Insurance License 0I19344. Purchasing an insurance product from SchoolsFirst Insurance Services is not required to originate a loan with SchoolsFirst FCU.