If you're interested in earning dividends on your balance, and don't mind keeping a minimum balance, then Investment Checking might be just your thing.

Unique account features

• Earn dividends that increase with higher balances (SEE TODAY'S RATES).
• Earn Member Rewards for every transaction.
• Get a free, chip-enabled Debit Mastercard^®.
• Write as many checks as you want.
• Get six free out-of-network ATM withdrawals per month.¹

Get our $3 monthly fee waived

• Have direct deposit and a daily minimum combined share balance of $1,000² or
• Have a combined share balance of $2,500³ or
• Be 62 or older and the Primary Member on the account.

Features of all our checking accounts

• Free, unlimited use of more than 28,000 ATMs — more than most major banks — through the CO-OP Network of credit union ATMs.¹
• 24/7 Online Banking, Mobile Banking with eDeposit, and TellerPhone to check balances and make payments and transfers.
• Pay all of your bills, all at one time, all in one place with Online Bill Pay.

How to open your account

• Make a $25 minimum opening deposit.⁴
• Complete a ChexSystems, Inc. verification.
• Be 18 or older.

OPEN AN ACCOUNT

Online

Log in to Online Banking to get started.

Call (800) 462-8328

Monday through Friday, 7 a.m. – 7 p.m.
Saturday, 9 a.m. – 3 p.m.

Visit

ANY SCHOOLSFIRST FCU BRANCH

1. $1 charge per each additional withdrawal at non-SchoolsFirst FCU/CO-OP Network ATMs (waived for school employees).
2. Other financial institutions or merchants may charge for use of their ATM or POS terminal.
3. Direct deposit amount must be at least $1.
4. Monthly service charge of $3 when direct deposit and/or minimum share balance requirements are not met.

• STATEMENT OF FEES AND DISCLOSURE & AGREEMENT OF TERMS AND CONDITIONS
• MASTERCARD BENEFIT GUIDE FOR DEBIT CARDHOLDERS