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Liquid Advantage Money Market

Save more, earn more.

Earn higher yields, make withdrawals when you need to.


Open an account with $2,000 or more.


Keep what you've earned — no monthly fee.


Earn higher dividends as your account balance grows.


Make as many deposits as you want.


Make up to six transfers or withdrawals a month.


Funds are federally insured up to $250,000.1

Promotional Share Certificates

4.50% APY

6-Month Add-On Certificate

4.75% APY

15-Month Certificate

4.85% APY

37-Month Certificate

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A Secure Way to Grow Your Savings

Our Liquid Advantage Money Market account earns a higher rate than a Share Savings, with added flexibility to make occasional withdrawals when you need to.

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Five Years in a Row

For five consecutive years, we've been recognized by Forbes as the No. 1 Best-In-State Credit Union in California.

Strategies to save, invest and skip the fees.

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How to Build a Share Certificate Ladder


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Compound Interest Benefits


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Get a Checking Account That is Truly Free



We offer over 70 branches in California and 30,000+ ATM locations.

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Get Started

Sign up for a Liquid Advantage Money Market account. Log in to Online Banking.

Not a Member?

Joining SchoolsFirst FCU is quick and easy. Apply for Membership today.


APY = Annual Percentage Yield.

ChexSystems verification and $2,000 minimum opening deposit required. Must maintain a minimum daily balance of $2,000 to earn the dividend rate/APY stated. If balance falls below $2,000, the account will earn the applicable Investment Checking Account rate.

  1. The National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Administration (NCUA), federally insures SchoolsFirst FCU Members' deposits to the standard maximum share insurance amount of $250,000.