NEW & USED AUTO LOANS
We make financing a car easy, with a range of competitive rates to fit almost anyone's financial situation.
Features of our auto loans
- Enjoy low rates — consistently lower than banks — on loans for new and used cars.
- Use it to finance a leased or private seller car.
- Get financing for up to 130% of the car's value.2
- Make no payments for the first 90 days.3
- Choose a flexible term for a budget-friendly payment.4
- Ask for an Auto Convenience Check (ACC) — a convenient way to fund your loan by simply writing a check to the franchise dealer, up to your approved loan amount.5
What you'll need
- Be a SchoolsFirst FCU Member.
- Submit a loan application and credit qualify.
- Be 18 or older.
Log in to Online Banking to apply
Call (800) 462-8328
Monday through Friday, 7 a.m. – 7 p.m.
Saturday, 9 a.m. – 3 p.m.
- Lowest rates reflect a 0.75% discount for payment by automatic transfer from your SchoolsFirst FCU Share Savings or Share Draft Checking account.
- Financing not to exceed 130% of the Manufacturer’s Suggested Retail Price on new vehicles (Kelley Blue Book Suggested Retail Value on used vehicles) based on creditworthiness; and may include tax, license, documentation fees, GAP and Extended Warranty/MRC.
- Does not apply to the refinance of existing SchoolsFirst FCU auto loans or cash-out refinance loans, is nontransferable, and cannot be combined with other offers. First payment is due by the 90th day after funding. Finance charges begin to accrue immediately and are repaid over the life of the loan. As a result, you may pay higher total finance charges on the loan than if payments began earlier. The "90 day no payment" period may not be extended with participation in the "Summers Off" program; at least one payment is required to participate in the "Summers Off" program.
- Maximum term based on various factors, including the amount financed.
- Restrictions apply.
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