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Share Savings

Earn dividends on your money, with no monthly fee.

Your share savings is opened automatically when you become a Member.

 

Maintain your Membership with a $5 balance.

 

Open more share accounts to save for all your goals.

 

Make deposits and withdrawals as often as you'd like.

 

The more you save, the more you earn.

 

No monthly fee, ever.

 

Your share account is insured up to $250,000.1

Promotional Share Certificates

4.50% APY

6-Month Add-On Certificate

4.75% APY

15-Month Certificate

4.85% APY

37-Month Certificate

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About Your Share Savings Account

Every Member has a Share Savings account. When you join, you deposit $5 as your share in the Credit Union — because as a Member, you're a part owner too.

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Unique Account Features

  • Maintain your Membership with a $5 minimum balance.
  • Keep what you've earned — there's no monthly fee.
  • Make as many deposits and withdrawals as you'd like.
  • Earn dividends on your account balance.
SEE TODAY'S RATES
Forbest Best-in-State Credit Unions award logo.

Six Years in a Row

For six consecutive years, we've been recognized by Forbes as the No. 1 Best-In-State Credit Union in California.

Save more, avoid the fees.

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Don't Get Stung by Banking Fees

READ MORE ›

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What Will My Savings Be Worth?

CALCULATOR ›

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Maximize Your Savings with a Share Certificate

LEARN MORE ›

Locations

We offer over 70 branches in California and 30,000+ ATM locations.

Get Started

Add another Share Savings account. Log in to Online Banking.

Not a Member?

Joining SchoolsFirst FCU is quick and easy. Apply for Membership today.

Disclosures

APY = Annual Percentage Yield.

Variable rate account; rate subject to change after account opening. APY is accurate as of the last dividend declaration date and subject to change. ChexSystems verification and $5 minimum opening deposit required.

  1. The National Credit Unions Share Insurance Fund (NCUSIF), an arm of the National Credit Union Administration (NCUA), federally insures SchoolsFirst FCU Members' deposits to the standard maximum share insurance amount of $250,000.

TERMS AND CONDITIONS