SHARE-SECURED MASTERCARD^®

If you're just getting started with credit, or need to re-establish it, this card could be the right first step.

How it works

Complete a credit card application and credit qualify.
Deposit into a dedicated savings account an amount that's equal to the credit limit you want ($500 to $5,000).
Use your card responsibly, for purchases just like any other credit card.
Always pay your bill on time with no exceptions.
Earn dividends on your deposit to steadily grow your savings.
Periodically check your credit score and report to see your progress.

Once you've built credit, you may be eligible to trade up to an unsecured card with a lower rate and higher credit limit.

What you get

Fixed rate at 13.90% APR.¹
No cash advance fee, annual fee, or balance transfer fee. (SEE TERMS)
EMV chip-enabled technology to help protect you from fraud.
Apple Pay^®, Google Pay^TM, and Samsung Pay.^TM
Free identity theft monitoring and alerts, emergency wallet replacement, and identity theft resolution services with Mastercard ID Theft Protection.^TM2
Enjoy access to Priceless® Cities, an exclusive benefit for Mastercard cardholders that offers one-of-a-kind experiences and adventures.

APPLY NOW

Online

Call (800) 462-8328

Monday through Friday, 7 a.m. – 7 p.m.
Saturday, 9 a.m. – 3 p.m.

Visit

ANY SCHOOLSFIRST FCU BRANCH

Disclosures

APR = Annual Percentage Rate. Subject to credit approval. SchoolsFirst FCU's credit card program features a range of variable interest rates based on a variety of factors, including the applicant's credit rating. Rates quoted are effective as of 06/01/2023 and are subject to change without notice. Foreign transaction fee: 2% of the transaction in U.S. dollars, includes Internet transactions made when you are in the United States, but the merchant processes the transaction in a foreign country. See important terms, rates and fees.

The APR is currently fixed and will remain fixed for a minimum of one-year after account opening. The APR is subject to change thereafter.
To bring you this benefit, Mastercard has partnered with Generali, a global leader in identity protection for over 15 years.