With unlimited access to credit-friendly tools, Inspire will encourage you to monitor and improve your credit score.

Unique features of Inspire

  • Six month introductory 0% APR on balance transfers and purchases. Regular variable rate as low as 13.75% APR after introductory period ends.1
  • Get your free credit score and customized reports from SavvyMoney.
  • Skip your December billing cycle payment without impacting your credit score.2

What you get with a Mastercard

  • No cash advance fee, annual fee, or balance transfer fee. (SEE TERMS)
  • EMV chip-enabled technology to help protect you from fraud.
  • Apple Pay®, Google Pay, and Samsung Pay.
  • Identity theft monitoring and alerts, emergency wallet replacement, and identity theft resolution services with Mastercard ID Theft Protection.3
  • Coverage for damage due to collision or theft with MasterRental Insurance when you use your card to reserve and rent a car.4
  • Enjoy access to Priceless®, an exclusive benefit for Mastercard cardholders that offers one-of-a-kind experiences and adventures.
  • 50% off your first two months of a new Standard or Premium MoviePass plan.5
  • Up to 7% off on prepaid stays on Booking.com.5
  • Complimentary HealthLock Medical Claim Monitor membership plus a free 90-day upgrade to all HealthLock services.5



Log in to Online Banking to get started

Call (800) 462-8328

Monday through Friday, 7 a.m. – 7 p.m.
Saturday, 9 a.m. – 3 p.m.



APR = Annual Percentage Rate. Subject to credit approval. SchoolsFirst FCU's credit card program features a range of variable interest rates based on a variety of factors, including the applicant's credit rating. Rates quoted are effective as of 05/20/2024 and are subject to change without notice. Foreign transaction fee: 2% of the transaction in U.S. dollars, includes internet transactions made when you are in the United States, but the merchant processes the transaction in a foreign country. See important rates, terms and fees.
  1. 0.00% introductory APR applies to new purchases and balance transfers made within the first six billing cycles from account opening. After the introductory rate expires, your APR on remaining balances and new purchases will be at your regular variable rate. Intro APR not applicable to cash advances. Balance transfers are the transfer of balances from other lenders to your SchoolsFirst FCU credit card and cannot be applied to any amount you owe under any other credit agreement or account you have with SchoolsFirst FCU. See important rates, terms and fees.
  2. Automatically offered during December billing cycle to qualified Members. This payment is typically due at the end of December or within the month of January, depending on your billing cycle. You can choose whether or not to make a payment. If you choose to make no payment during the month, finance charges will continue to accrue until you make a payment. By skipping the payment you will pay more in total interest. Interest will continue to accrue during the skip payment period.
  3. To bring you this benefit, Mastercard has partnered with Generali, a global leader in identity protection for over 15 years.
  4. Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Mastercard card to secure transactions. Please refer to your Guide to Benefits for further details or call (800) 627 - 8372 for assistance.
  5. Certain terms, conditions and exclusions apply. Please visit Mastercard to get full details.

Not a Member?

Joining SchoolsFirst FCU is quick and easy. Apply for Membership today.

Join Our Team

Are you passionate about providing exceptional Member service?