There's a Mastercard for You
Whether you're a school employee, world traveler, love rewards or cash back, or are establishing or rebuilding your credit, there's a SchoolsFirst FCU Mastercard with your name on it.
There's a Mastercard® for every lifestyle.
Find the one that fits yours.
Everyday purchases. Everyday satisfaction.
What You Get with Every Mastercard
- No cash advance, annual or balance transfer fees.†
- EMV chip-enabled technology to help protect you from fraud.
- Free identity theft monitoring and alerts, emergency wallet replacement, and identity theft resolution services with Mastercard ID Theft ProtectionTM.‡
- Apple Pay®, Google WalletTM and Samsung PayTM.
- Enjoy access to Priceless®, an exclusive benefit for Mastercard cardholders that offers one-of-a-kind experiences and adventures.
- Get your free credit score and customized reports from SavvyMoney.
- Unlock access to Live Nation's pre-sale and preferred ticketing for select festivals and venues.
- Coverage for damage due to collision or theft with MasterRental Insurance when you use your card to reserve and rent a car.†‡
- Complimentary HealthLock Medical Claim Monitor membership plus a free 90-day upgrade to all HealthLock services.‡†
Seven Years in a Row
For seven consecutive years, we've been recognized by Forbes as the No. 1 Best-In-State Credit Union in California.
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Monday through Friday, 7 a.m. – 7 p.m.
Saturday, 9 a.m. – 3 p.m.
Locations
We offer over 70 branches in California and 30,000+ ATM locations.
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Disclosures
APR = Annual Percentage Rate. Subject to credit approval. SchoolsFirst FCU's credit card program features a range of variable interest rates based on a variety of factors, including the applicant's credit rating. Rates quoted are effective as of
12/27/2025
and are subject to change without notice.
- For Share-Secured Mastercard, the APR is currently fixed and will remain fixed for a minimum of one-year after account opening and is subject to change thereafter.
- Foreign transaction fee: 2% of the transaction amount in U.S. dollars for School Employee, Inspire and Share-Secured credit cards, includes internet transactions made when you are in the United States, but the merchant processes the transaction in a foreign country. Balance transfers are the transfer of balances from other lenders to your SchoolsFirst FCU credit card and cannot be applied to any amount you owe under any other credit agreement or account you have with SchoolsFirst FCU. There is no grace period for cash advances. Interest begins accruing from the posting date of the cash advance. See disclosures for School Employee Mastercard, Inspire Mastercard, Rewards Mastercard and Share-Secured Mastercard.
- To bring you this benefit, Mastercard has partnered with Generali, a global leader in identity protection for over 15 years.
- Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Mastercard card to secure transactions. Please refer to your Guide to Benefits for further details or call (800) 627-8372 for assistance.