LANG T. MEMBER SINCE 1998

All Home Loans

There's one that's right for you.

Whether you're buying or refinancing, we have solutions to fit your unique needs.

Fixed-Rate Loans

Choose a fixed term for protection against fluctuating rates.

LEARN MORE

Adjustable-Rate Mortgage

Lower initial rates than a fixed-rate loan, then adjusts up or down.

LEARN MORE

School Employee Mortgage Program

Just for school employees — low down payment, no Private Mortgage Insurance.

LEARN MORE

FHA Loans

Offers flexible credit requirements and a low down payment.

LEARN MORE

SchoolsFirst FCU HomeAccess®

Offers Members more ways to qualify for a mortgage.

LEARN MORE

Home Equity

Choose a HELOC or home equity loan.

LEARN MORE

Full-Service Homebuying With SchoolsFirst FCU Home360®

We'll pair you with a loan consultant and local real estate agent to guide you through every step of buying or selling your home, with expert advice and exclusive discounts to save you thousands.

LEARN MORE

Homebuying Knowledge in Just an Hour

Our free Homebuying Essentials workshop will give you the expert insights you need to buy with confidence.

REGISTER

Homebuying Resources

Find the Best Home Loan for You

Calculator and money laying on a table.

Compare Two Mortgages

Get the Right Home Insurance Coverage

Protect Your Biggest Investment

  • Homeowners Insurance: Make sure you're protected from losses due to fire, lightning, burglary, vandalism, storms and more.
  • Condominium Insurance: Get coverage for interior walls and floors, personal property and personal injury.
  • Earthquake Insurance: This separate policy helps you recover, replace and rebuild if a tremor damages your home.

Providing great service comes with a few gold stars.

J.D. Power

No. 1 Credit Union for Member Banking Satisfaction

Forbes' Best-In-State
Credit Unions 2025

Voted Best Credit Union in California for Seven Years

Newsweek

America’s Best
Regional Banks and Credit Unions

Los Angeles Times

#1 Credit Union in SoCal

The Orange County Register

Readers’ Choice Awards
Best Credit Union in Orange County

Style Magazine

Readers’ Choice Awards
Best Credit Union in the Greater Sacramento Region

Press-Enterprise

Readers’ Choice Awards
Favorite Credit Union
in the Inland Empire

Daily Breeze

Readers’ Choice Awards
Best Credit Union
in Gardena and Torrance

Coachella Valley Independent

Readers' Picks Best Credit Union in Palm Desert

Daily News

Readers’ Choice Awards
Favorite Credit Union in Pasadena

Orangevale View

People's Choice Awards Best Bank or Credit Union in Orangevale

Victorville Daily Press

Community's Choice Best Credit Union in Hesperia and Victorville

Outline illustration of a mobile device adjacent to a desktop computer.
Apply Online

Log in with your SchoolsFirst FCU username and password, or as a guest.

Icon of financial banking building with pillars.
Meet With a Loan Consultant

Discuss your options with a real estate loan consultant in person, over the phone or at a branch.

Phone handset in circle.
Call

Monday through Friday, 8 a.m. – 7 p.m.
Saturday, 9 a.m. – 3 p.m.

Disclosures

All loans subject to approval. Lending area: State of California.

NMLS Identifier: 405503

Insurance offered by SchoolsFirst Insurance Services, LLC subsidiary of SchoolsFirst Federal Credit Union. CA Insurance License 0I19344. Insurance products: 1) are not NCUSIF insured; 2) and are not obligations of or guaranteed by the Credit Union or any affiliated entities. Insurance products are not available in all states. Purchasing an insurance product from SchoolsFirst Insurance Services is not required to originate a loan with SchoolsFirst FCU.