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HOME LOANS

School Employee Mortgage Program

Available only to school employees, this loan puts owning a home within your reach, with a low down payment and no mortgage insurance.

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First-Time Buyer Mortgage

Offers as low as 5% down payment to make qualifying easier, lower fees and fewer closing costs, and less Private Mortgage Insurance (PMI) compared to an FHA loan.

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Purchase

If you're ready to look for your next home, let us help. We offer consultative home loan guidance and low rates, plus exclusive discounts through our Home Advantage Program, which has given our Members almost $5.7 million in rebates.

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Refinance

Rates could go up at any time – don’t miss your chance to get into a loan that may suit you better. Our experienced loan consultants can help you find the right one.

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Investment Properties

We have loans for single-family, multi-unit properties (2-4 units), and condominium investment properties up to $510,400. Please contact us for more information on investment properties.


GET STARTED

If you're ready to begin searching for a home or thinking about refinancing your current home, start with the Credit Union you trust.

Call

Our loan consultants will answer your questions about financing, find a loan that’s right for you, and help you get pre-qualified.

800.462.8328, ext. 8288

Monday through Friday, 8 a.m. - 7 p.m.
Saturday, 9 a.m. - 3 p.m.

Online

Complete a simple inquiry form to have a loan consultant contact you.
INQUIRE NOW

If we aren't the best deal, we'll tell you.

If you've shopped rates elsewhere, we will gladly do a cost comparison to help you make a confident choice – even if that means choosing another lender.

Disclosures

NMLS Identifier: 405503

Refer Family or Friends

Invite your immediate family and eligible colleagues to join SchoolsFirst Federal Credit Union!

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