Family Membership $10 + $10 Referral Campaign

Official Rules
Nov. 1 – Dec. 31, 2026

1. Membership Bonus Deposit: Each eligible new Member and referring Member will receive a $10 bonus deposit to their Share Savings 01 account no later than 10 business days after the promotion has concluded, provided all promotional requirements have been satisfied. Limit one $10 bonus deposit per participant during the promotion period, regardless of whether the participant qualifies as a new Member, a referring Member, or both. 
2. Promotion Period: Promotion runs Nov. 1 – Dec. 31, 2026. All qualifying Memberships must be established by 11:59 p.m. PST on Dec. 31, 2026. SchoolsFirst FCU reserves the right to modify, suspend, or terminate the promotion at any time.
3. Eligibility: The promotion is open to current SchoolsFirst FCU Members who refer an eligible family member for Membership and to eligible non-Members who establish a new Membership during the promotion period through a qualifying family referral from a current SchoolsFirst FCU Member. Both the referring Member and the new Member must satisfy the following promotion requirements to receive a bonus deposit. The new Member must identify the referring Member at the time the new Membership is established. Referral information may not be added or changed after the Membership is opened. A "new Member" means an individual who is not currently a SchoolsFirst FCU Member and who establishes a new Membership during the promotion period. All applicants must independently qualify for Membership in accordance with SchoolsFirst FCU's family Membership eligibility requirements and account-opening procedures, including verification of the family relationship and ChexSystems review. A minimum $5 deposit is required to establish Membership. Qualifying Memberships may be established online or at a branch location. By participating in this promotion, participants agree to be bound by these Official Rules and the decisions of the Credit Union. Members of SchoolsFirst FCU's Official Family (team members, officials and volunteers) and members of their immediate families are not eligible to participate. Anyone not complying with these Official Rules may be disqualified. 
4. Sponsor: SchoolsFirst Federal Credit Union, 15442 Newport Avenue, Tustin, CA 92780. For information regarding this promotion, contact SchoolsFirst FCU at (800) 462-8328 or visit schoolsfirstfcu.org. 
5. Privacy: Your participation in this promotion constitutes your consent for SchoolsFirst FCU to use your personal information for the purpose of administering the promotion and providing the bonus. For information regarding SchoolsFirst FCU Privacy Policy, please visit schoolsfirstfcu.org/privacy-policy. 
6. Taxes: The Credit Union will report bonus deposits to the appropriate state and federal agencies as required by law. Participants are responsible for all tax consequences (if any) of the bonus deposit.