Whether you're buying a car or refinancing your auto loan to lower your payment, see how we can help.

New & Used Auto Loans

Find some of the lowest auto loan rates available with flexible terms — up to 84 months — to help you get a payment that fits your budget.


Refinance Loans

If you have a loan with another lender, our competitive rates could lower your monthly payment, and/or reduce the amount of interest you pay on your current loan — saving you money.


First-Time Auto Buyer Loan

For first-time buyers who may have had difficulty getting approved because of limited credit or no credit history at all.


School Employee Auto Loan With "Summers Off"

Available only to school employees. Gives school employee Members the option to skip up to two payments during the summer.


Car Buying Services

No matter your budget or car-shopping style, we have solutions to fit your needs.

  • FastTrack: A network of more than 500 Credit Union Direct Lending (CUDL) affiliated dealerships where you can get SchoolsFirst FCU financing immediately on-site.
  • Autoland: Skip the dealer. Have a personal consultant help you find and finance your perfect car, truck or SUV and have it delivered to your closest branch.
  • Car Buying Service powered by TrueCar: Shop online, see what others have paid and get an upfront offer from the dealer. Offers are available exclusively for our Members and not available through
  • Enterprise Car Sales: A variety of pre-owned makes and models at affordable prices – plus, each one has been rigorously inspected by a certified technician.

Auto Insurance

Our agents work directly with top insurance providers to find the right policy for you.


Guaranteed Asset Protection (GAP) Plus With Deductible Assistance

Designed to reduce or eliminate the difference between what your insurance company pays you and your outstanding loan balance if your vehicle is declared a total loss. Also, it may take $1,000 off your next loan with us, when you purchase a replacement vehicle.


Mechanical Repair Coverage (Known as Mechanical Breakdown Insurance)

Helps you manage your vehicle repair expenses.