DEBBIE P. AND FAMILY MEMBER SINCE 2004

Auto Loan Preapproval

Use it to buy or refinance.

CHECK FOR AN OFFER

This isn't like every other preapproval.

 

No application, no waiting — start shopping whenever you're ready.

 

Instantly know your approved rate and loan amount.

 

Use your Credit Union financing at 600+ FastTrack dealers.

 

Make no payments for the first 90 days and keep more cash on hand.1

 

Add extra protection to your loan for an accident, unemployment or repairs.

 

You can use it to refinance, which may help you save money.

Angela M. Member Since 1981
Angela M. MEMBER SINCE 1981

How Do You Use It?

The easiest way to use your preapproval is with FastTrack, a network of over 600 Credit Union Direct Lending (CUDL) dealers. They'll have access to your preapproval so you can conveniently finance with us on-site.

Take these steps:

  1. Find a FastTrack dealer and shop for your car.
  2. Visit the dealer and let them know you're preapproved.
  3. The dealer will send your loan documents to us.
FIND A DEALER
Marcus S. Member Since 2016
Marcus S. MEMBER SINCE 2016

A Preapproval Could Help You Save

If you have an auto loan with another lender, you can use your preapproval to refinance with us. You may be able to lower your rate and payment. To refinance, you'll need:

Once you have everything you need, get in touch with us.

Add Coverage Without Adding Another Payment

Designed for life's what-ifs

Choose affordable protection products you can include with your car loan to cover unexpected events.

  • If your car is damaged beyond repair or stolen — GAP Plus covers the difference between what your insurance pays and remaining loan balance.

  • If you need to manage unexpected repairs — Mechanical Repair Coverage offers coverage for some repairs beyond regular maintenance.

  • If your income is interrupted — Payment Shield Plus cancels your loan payments if you become unemployed or disabled.

Successfully Navigate Today's Car Market

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How to Buy a Car in Today's Market

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Calculate Your Car Loan Payment

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Get the Right Auto Insurance Coverage

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Get Started

Check for a preapproval in Online Banking.

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Saturday, 9 a.m. – 3 p.m.

(800) 462-8328, EXT. 6522
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Disclosures
SchoolsFirst FCU has a loan program featuring a range of interest rates for some of its consumer loans. Rates, terms and conditions are subject to change without notice and may vary based on collateral conditions, qualification, creditworthiness and amount financed. SchoolsFirst FCU is not affiliated with any FastTrack dealers.
  1. Does not apply to the refinance of existing SchoolsFirst FCU auto loans or cash-out refinance loans and is nontransferable. The “90 day no payment” period cannot be combined with other payment skip programs to extend the first payment due date longer than 90 days from funding. Interest begins to accrue immediately and the 90 days of interest will be collected through the first payment. As a result, you may pay higher total finance charges on the loan than if payments began earlier.