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Top 10 Financial Moves for School Employees

Your checklist to prepare for a great school year.

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Keep your classroom fully stocked.

Our 0% APR Classroom Supplies Loan1 will help you buy what you need to keep students engaged in learning.

 
Keep your workwear and gear in good shape.

Our 0% APR Uniform Loan1 for classified school employees can help you buy clothing, shoes, equipment and tools you need to do your job.

 
Stay current with the latest technology.

Upgrade your computer, tablet or other equipment and software with our low-interest Computer Loan.

 
Focus on your own learning and development.

Our special curriculum loans will assist you in pursuing an advanced degree or certification.

 
Get your paycheck a day early.

When you set up direct deposit, your paycheck shows up in your account one day ahead of schedule.2

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Start saving for next summer.

With our Summer Saver or Paycheck Planner, you’ll be prepared for the summer months when you may not receive a paycheck.

 
Earn cash back with Summer Saver.

With our School Employee Credit Card, you’ll earn 1.5% cash back on every day purchases, deposited right into your Summer Saver, earning you even more.3

 
Make a plan to pay off debt.

Consider consolidating your debt into a personal loan, with a plan to pay it off.

 
Refinance your auto loan.

You may qualify for a lower rate with the option of taking the summers off4 from making payments (without affecting your credit).

 
See if you’re on track for retirement.

We can help you learn more about your pension and how to stay on track.

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Saturday, 9 a.m. – 3 p.m.

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Disclosures
  1. Rate quoted reflects a 0.75% discount for automatic payment transfer from a SchoolsFirst FCU Savings or Checking account. Requires at least one recently posted payroll deduction or direct deposit of at least $100 for Classroom Supplies loan and $50 for Uniform loan, into a SchoolsFirst FCU share account.
  2. Early direct deposit may vary between pay periods and is not guaranteed; dependent on the timing of when funds are received by payer. The Credit Union may give you credit for ACH payments before it receives final settlement of the funds transfer. Any such credit is provisional until the Credit Union receives final settlement of the payment.
  3. Earn 1.50% cash back on qualifying purchases. Cash advances, balance transfers and returns are not eligible for cash back. Deposits will be made monthly to a Summer Saver account. If Summer Saver maximum contribution limits have been reached, or if no Summer Saver share is open, deposit will be placed in Member's Primary Share 01 (Savings).
  4. Restrictions apply. Interest will continue to accrue during the skip-payment period. Member must be in good standing.