Watch Out for Social Media Scams

January 23, 2026

Social media is a great way to connect — but it’s also a place where scammers look for victims. They’ll promise quick cash, easy jobs and low-risk investments. Scammers are getting better at impersonating real people or even someone you know.

If you send scammers money, it can’t be recovered. We’re here to help if you think you’re being scammed.

How Scammers Target Social Media Users

  • Send direct messages (DMs) with private offers.
  • Create posts and ads for “get-rich-quick” opportunities.
  • Pose as real companies or government agencies.
  • Use romance scam tactics.

How To Prevent a Social Media Scam

  • Don’t share personal information with anyone on social media. No real agency or organization will ask for your personal or financial info online.
  • Artificial intelligence (AI) makes it easy to impersonate real people and organizations. Verify through official channels like a company website.

How To Spot a Social Media Scam

Scammers act as recruiters, influencers or even law enforcement. The offer sounds too good to be true or involves moving your money to protect it.

Look out for lines such as:

  • If you send us money, you’ll earn fast cash.
  • Just share your debit card and we’ll deposit money into your account.
  • Act now — don’t tell anyone for your own safety.

Law Enforcement Impersonators

When scammers act as law enforcement, they pressure you to:

  • Send money so they can keep it safe.
  • Send gift cards, cryptocurrency or wire transfer payments.
  • Send them money to keep you out of danger.

If you see any of these signs, stop talking to the person immediately and call your local police department to report the scammer.

The Cost of Giving Away Your Information

Sharing your card or login information can give scammers access to your account. If you share sensitive details, you’ll be liable for any losses.

  • Giving your card or login information is like handing over cash.
  • Scammers can steal your personal data.

What To Do if You’ve Been Scammed

  • Call us right away at (800) 462-8328. If your account with another financial institution is impacted, contact them as soon as possible. 
  • Opt for biometrics (thumb print scan or face ID) on your phone or computers for a more secure login process.
  • Report the scam to the Internet Crime Complaint Center (IC3).
  • Contact your local police department and file a report.

Learn more about how scammers can mislead you. Trust your instincts, stay alert. You’re the first line of defense against scams.