WHAT OUR MEMBERS SAY
WHAT OUR MEMBERS SAY
About SchoolsFirst FCU

“The Credit Union has something for everyone, from someone who is financially savvy to a person who just needs basic services.”


– Amy C.
Member Since 2010

About SchoolsFirst FCU
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Overdraft Protection Loan
Overdraft Protection Loan

 

It’s easy to lose track of account activity when you’re busy, but when your checking account goes into the red, it can be expensive and inconvenient.

Give yourself a back-up plan with an Overdraft Protection Loan. When you overdraw your SchoolsFirst FCU checking account, funds will be automatically transferred from your loan to cover the check or debit transaction, up to your available credit limit.

Your Overdraft Protection Loan is also available to you as a line of credit, to draw from if you ever need it, for almost any reason.

 

Features

  • No monthly service or transfer fee

  • Loan amounts up to $5,000
  • Minimum monthly payment is 3% of the balance, or $25, whichever is greater
  • Use as a line of credit and take a cash advance whenever you need it
  • Convenient access:
    • ATM
    • Online & Mobile Banking
    • At a Branch
    • TellerPhone
    • Member Contact Center

How to Apply

 

 

Online

Log into Online Banking to complete an
Express Loan Application

 

Call

Call 

 

800.462.8328

Monday through Friday, 7 a.m. - 7 p.m.
Saturday, 9 a.m. - 3 p.m.

 

 Branch

Visit

 

Any SchoolsFirst FCU branch

 

 

 

Annual Percentage Rate (APR)  Loan Amount  Term in Months 
12.90% - 17.90% Up to $5,000 Revolving

 

 

 

Disclosures

The rates quoted are effective as of date and are subject to change. SchoolsFirst FCU has a loan program which features a range of interest rates for some of its consumer loans. A rate is based on a variety of factors, including the applicant's credit rating. SchoolsFirst FCU's maximum aggregate personal loan limit is $50,000 per qualifying Member. This includes all individual and joint personal loan credit combined. All loans subject to approval.

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