WHAT OUR MEMBERS SAY
WHAT OUR MEMBERS SAY
About SchoolsFirst FCU

“The Credit Union has something for everyone, from someone who is financially savvy to a person who just needs basic services.”


– Amy C.
Member Since 2010

About SchoolsFirst FCU
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MEMBER FAVORITES BalanceTrack Checking Management
Personal Loan
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Personal Loan
Personal Loan

 

A personal loan is an affordable way to help you cover expenses. And for some, it is preferred over a credit card because of its fixed monthly payment and term so you know exactly when it will be paid off. So whether you need help with an unexpected expense, want to consolidate higher-interest debt, or finance motorcycles, boats or RVs, you can use the funds for almost any purpose.

Features

  • Loan amount from $500 to $50,000

  • Terms up to 60 months1

  • No collateral needed

  • No fees for application, funding or early payoff

  • A 0.75% discount for payments made through automatic transfer

How to Apply

 

Online

Log into Online Banking to complete an
Express Application

 

Call

Call 

 

800.462.8328

Monday through Friday, 7 a.m. - 7 p.m.
Saturday, 9 a.m. - 3 p.m.

 

Branch

Visit

 

Any SchoolsFirst FCU branch

 

Annual Percentage Rate (APR)  Loan Amount  Term in Months  Estimated Payment Per $100 Borrowed
7.95%2 - 18.00% Up to $50,000 Up to 60 months $3.13 - $3.62 (based on a 36-month term)

 

 

Disclosures

1Minimum and maximum term based on various factors, including amount financed.

 

2Rate reflects a 0.75% discount for payment made by automatic transfer from your SchoolsFirst FCU Savings or Checking account. 

 

Rates quoted are effective as of date and are subject to change. SchoolsFirst FCU has a loan program which features a range of interest rates for some of its consumer loans. A rate is based on a variety of factors, including the applicant's credit rating. SchoolsFirst FCU's maximum aggregate personal loan limit is $50,000 per qualifying Member. This includes all individual and joint personal loan credit combined. All loans subject to approval.

 

Recent changes in regulatory requirements to loans with the purpose of post-secondary education expenses requires additional disclosures and completion of a self-certification form  The borrower must sign and complete a self-certification form before funds can be disbursed on a Special Curriculum, Higher Education or Personal loan for the purpose of post-secondary education expenses. In addition, the new regulation gives the borrower a three-day rescission period. During the rescission period, the borrower can cancel the loan and the lender cannot disburse loan funds. The rescission period starts when all applicable loan documents have been signed by the borrower(s). 

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