WHAT OUR MEMBERS SAY
WHAT OUR MEMBERS SAY
About SchoolsFirst FCU

“A great partner makes all the difference. SchoolsFirst FCU is with us every step of the way.”

- Gwynne and Wayne S. 
Members Since 1957

About SchoolsFirst FCU
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Exclusively for School Employees
Loans for School Employees
Loans for School Employees

Having served school employees for more than 80 years, we understand the financial challenges you face both in your classroom and at home. These loan programs were designed with you in mind. 

 

Classroom Supplies Loan

0% APRloan up to $1,000 to help classroom teachers purchase materials and tools for your classroom.

 

Uniform Loan
0% APR1 interest loan up to $500 to help classified school employees purchase clothing, equipment.

 

Computer Loan
Low-interest loan up to $2,500 to upgrade or replace a computer and purchase new software or hardware.

 

School Employee Auto Loan with "Summers Off"
Take a break on your SchoolsFirst FCU auto loans2 during the summer months when you don’t receive a paycheck (limited to two consecutive months each year).

 

School Employee Mortgage
Exclusively for school employees, this loan offers reduced fees and a rate lock.3

 

Special Curriculum Loans
Low-interest loans to help you pursue authorized advanced degrees or career advancement programs.

 

Retirement Credits Personal Loan
Low-interest loan that provides funding for the purchase of CalPERS or CalSTRS retirement credits.

 

 

 All loans subject to approval.

 

1APR=Annual Percentage Rate. Rate reflects a 0.75% discount for payment made by automatic transfer from your SchoolsFirst FCU Savings or Checking account. Rates, terms and conditions are subject to change.

 

2Restrictions apply. Interest will continue to accrue during the skip payment period.

 

360-day rate lock applies to refinance transactions; 45-day rate lock for purchase transactions.

 

NOT A MEMBER?
NOT A MEMBER?
WHO CAN JOIN?
WHO CAN JOIN?
School Employees

Employees and retirees of eligible primary and secondary schools, colleges and universities.

 

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Family Members

Immediate family members of existing SchoolsFirst FCU Members can join too.

 

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