WHAT OUR MEMBERS SAY
WHAT OUR MEMBERS SAY
About SchoolsFirst FCU

“A great partner makes all the difference. SchoolsFirst FCU is with us every step of the way.”

- Gwynne and Wayne S. 
Members Since 1957

About SchoolsFirst FCU
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Exclusively for School Employees
Uniform Loan
Uniform Loan

 

The Uniform Loan helps classified school employees purchase clothing and shoes required to maintain a professional appearance or adhere to dress codes, as well as equipment or other special gear they need to successfully do their jobs.

Features

  • 0% APR1
  • Loan amounts up to $500
  • Payments amortized for 10 months (minimum payment $25)

 

Requirements

  • Available only to classified school employees2
  • SchoolsFirst FCU accounts must be in good standing
  • Payments must be automatically transferred from your SchoolsFirst FCU share account to receive the 0% APR1
  • Must have Direct Deposit of at least $50 from a school or school district

How to Apply

Call

Call

800.462.8328

Monday through Friday, 7 a.m. - 7 p.m.
Saturday, 9 a.m. - 3 p.m.

 

Branch

Visit

 

Any SchoolsFirst FCU branch

 

 

Annual Percentage Rate (APR) Loan Amount Term in Months Minimum Payment
0%1 Up to $500 10 $25/month

Rate quoted reflects a 0.75% discount for automatic payment transfer from a SchoolsFirst FCU Savings or Checking account. For a $500 Uniform Loan for a term of 10 months with 0% APR, the monthly payment will be $50.

 

Disclosures

1APR = Annual Percentage Rate. Rate quoted reflects a 0.75% discount for automatic payment transfer from a SchoolsFirst FCU Savings or Checking account. Requires at least one recently posted payroll deduction or direct deposit of at least $50 into a SchoolsFirst FCU share account. Limit one loan per calendar year. All loans are subject to approval.

2Members are not eligible for a Uniform Loan if: they are a certificated employee or have a Classroom Supplies Loan or an existing Uniform Loan.

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WHO CAN JOIN?
WHO CAN JOIN?
School Employees

Employees and retirees of eligible primary and secondary schools, colleges and universities.

 

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Family Members

Immediate family members of existing SchoolsFirst FCU Members can join too.

 

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