WHAT OUR MEMBERS SAY
WHAT OUR MEMBERS SAY
About SchoolsFirst FCU

“The Credit Union has something for everyone, from someone who is financially savvy to a person who just needs basic services.”


– Amy C.
Member Since 2010

About SchoolsFirst FCU
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Refinance Auto Loans
Refinance Auto Loans

 

SchoolsFirst FCU makes refinancing your car loan from another lender easy. We offer a range of competitive rates that could help you lower your monthly payment and reduce the overall interest you pay.

 

 

Features & Benefits

  • Finance up to 100% of your car’s Kelley Blue Book retail value
  • Find the right length of loan for your budget, with up to 72-month terms1
  • Make no payments for 90 days2

Requirements

  • SchoolsFirst FCU Member
  • Must complete a loan application and credit qualify
  • 18 years of age or older

What You’ll Need to Refinance

  • Current lender information, including name, account number, balance and monthly payment
  • Current registration
  • Proof of auto insurance
  • Completed Authorization for Payoff Form

How to Apply

Online
Log into Online Banking to complete an
Express Application

 

Call

Call 

800.462.8328

Monday through Friday, 7 a.m. - 7 p.m.
Saturday, 9 a.m. - 3 p.m.

 

Branch

Visit
Any SchoolsFirst FCU branch


 

 

Annual Percentage Rate (APR) Terms in Months Estimated Payment Per $100 Borrowed
3.14% - 18.00% 36 $2.91 - $3.62
3.14% - 18.00% 48 $2.22 - $2.94
3.14% - 18.00% 60 $1.80 - $2.54
3.44% - 18.00% 72 $1.54 - $2.28

Lowest rates reflect a 0.75% discount for automatic payments from your SchoolsFirst FCU Share Savings or Checking Account.

 

Disclosures

1Maximum term based on various factors, including the amount financed.

 

2Does not apply to the refinance of existing SchoolsFirst FCU auto loans or cash-out refinance loans, is nontransferable, and cannot be combined with other offers. First payment is due by the 90th day after funding. Finance charges begin to accrue immediately and are repaid over the life of the loan. As a result, you may pay higher total finance charges on the loan than if payments began earlier. The “90 day no payment” period may not be extended with participation in the “Summers Off” program; at least one payment is required to participate in the “Summers Off” program.

 

SchoolsFirst FCU has a loan program featuring a range of interest rates for some of its consumer loans. A rate is based on a variety of factors, including the applicant’s credit rating. Rates quoted are effective as of date and are subject to change without notice. Lowest rates reflect a 0.75% discount for automatic payments from your SchoolsFirst FCU Share Savings or Checking Account. All loans subject to approval.

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