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“The Credit Union has something for everyone, from someone who is financially savvy to a person who just needs basic services.”


– Amy C.
Member Since 2010

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Get the Best Deal Selling or Trading in your Car
Get the Best Deal Selling or Trading in your Car

SchoolsFirst FCU makes financing a new or used car easy. But what should you do with your old vehicle—sell it yourself or trade it in at the dealership?

 

Dealers make it easy
What could be easier than driving your old car onto the lot, trading it in, and driving off with a brand-new vehicle? There’s no doubt this is a time-saving and mostly hassle-free way to go. But did you know it will cost you money?

 

By selling your car yourself, you will almost always get a better price than by trading it in to the dealer. After all, the dealer wants to sell you a new car at top dollar—not pay you top dollar for your trade. These helpful tips can put you in the driver’s seat when you negotiate a trade-in:

  • Never discuss your trade-in’s value while you’re negotiating the price of your new car. Instead, work out the best price for you—then bring up the subject of your trade-in.
  • Know what your trade-in is worth before you go to the dealership. Try to get as close to that price as possible from the dealer. Check Kelley Blue Book to determine your car’s value.

Save money selling your own car
If you’ve got the time to invest in selling your own car, you’ll be rewarded for your efforts. Luckily, there are plenty of easy ways to get the word out about your vehicle.

  • Use a free online listing service for used cars, like www.craigslist.com
  • Advertise your car in an Auto Trader magazine
  • Go the old-fashioned route and list your car in the local newspaper Whatever method(s) you choose, your wallet will be happier in the end.
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