WHAT OUR MEMBERS SAY
WHAT OUR MEMBERS SAY
About SchoolsFirst FCU

“The Credit Union has something for everyone, from someone who is financially savvy to a person who just needs basic services.”


– Amy C.
Member Since 2010

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New & Used Auto Loans
New & Used Auto Loans

 

SchoolsFirst FCU makes financing a car easy. We offer a range of competitive rates to fit almost every financial situation.

Features & Benefits

  • Competitive low rates on new and used cars
  • Make no payments for 90 days1
  • 100% financing2
  • Flexible terms for a payment that fits your budget
  • Auto Convenience Checks available to purchase at the dealer like a cash buyer

Requirements

  • Must be a SchoolsFirst FCU Member
  • Must complete a loan application and credit qualify
  • 18 years of age or older

How to Apply

Online
Log into Online Banking to complete an Express Application

Call

Call 

800.462.8328

Monday through Friday, 7 a.m. - 7 p.m.
Saturday, 9 a.m. - 3 p.m.

 

Branch

Visit

Any SchoolsFirst FCU branch

 

  

New Auto Loans

Annual Percentage Rate (APR) Terms in Months Estimated Payment Per $100 Borrowed
2.99% - 18.00% 36 $2.91 - $3.62
2.99% - 18.00% 48 $2.21 - $2.94
2.99% - 18.00% 60 $1.80 - $2.54
3.29% - 18.00% 72 $1.53 - $2.28
4.09% - 18.00% 84 $1.37 - $2.10

Maximum term based on various factors, including the amount financed. Lowest rates reflect a 0.75% discount for automatic payments from your SchoolsFirst FCU Share Savings or Checking Account.

 

Used Auto Loans

Annual Percentage Rate (APR) Terms in Months Estimated Payment Per $100 Borrowed
3.14% - 18.00% 36 $2.91 - $3.62
3.14% - 18.00% 48 $2.22 - $2.94
3.14% - 18.00% 60 $1.80 - $2.54
3.44% - 18.00% 72 $1.54 - $2.28

Maximum term based on various factors, including the amount financed. 84-month term not available on used auto loans. Lowest rates reflect a 0.75% discount for automatic payments from your SchoolsFirst FCU Share Savings or Checking Account.

 

 

Disclosures

SchoolsFirst FCU has a loan program featuring a range of interest rates for some of its consumer loans. A rate is based on a variety of factors, including the applicant’s credit rating. Rates quoted are effective as of date and are subject to change without notice. Lowest rates reflect a 0.75% discount for automatic payments from your SchoolsFirst FCU Share Savings or Checking Account. All loans subject to approval. Terms and conditions are subject to change and may vary based on collateral conditions, qualification and creditworthiness.

 


1Does not apply to the refinance of existing SchoolsFirst FCU auto loans or cash-out refinance loans, is nontransferable, and cannot be combined with other offers. First payment is due by the 90th day after funding. Finance charges begin to accrue immediately and are repaid over the life of the loan. As a result, you may pay higher total finance charges on the loan than if payments began earlier. The “90 day no payment” period may not be extended with participation in the “Summers Off” program; at least one payment is required to participate in the “Summers Off” program.

2Financing available up to 100% of the Manufacturer Suggested Retail Price on new autos (Kelley Blue Book Suggested Retail Value on used autos) or purchase price, whichever is less; plus tax, license, documentation fees, GAP, and Mechanical Repair Coverage.

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