WHAT OUR MEMBERS SAY
WHAT OUR MEMBERS SAY
About SchoolsFirst FCU

“The Credit Union has something for everyone, from someone who is financially savvy to a person who just needs basic services.”


– Amy C.
Member Since 2010

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First-Time Auto Buyer Loan
First-Time Auto Buyer Loan

 

Our First-Time Auto Buyer Loan program is designed to help Members who may have difficulty getting a loan because of limited credit history—or no history at all.

 

With up to 100% financing and manageable terms at a competitive rate, we provide first-time buyers with a chance to start building a lifetime of good credit.

 

 

Features & Benefits

  • Loan amounts up to $30,000
  • Find the right length of loan for your budget, with up to 60-month terms1
  • Finance up to 100% of Manufacturer’s Suggested Retail Price (MSRP) or the purchase price, whichever is less, plus sales tax, license, and warranty on new vehicles
  • Finance up to 100% of Kelley Blue Book retail value or the purchase price, whichever is less, plus sales tax, license, and warranty on used vehicles

Requirement

  • Must be at least 18 years old
  • Minimum cash down payment of 10% of purchase price
  • Proof of auto insurance is required prior to funding
  • No previous automobile credit 

 How to Apply

 

Online

Log into Online Banking to complete an
Express Application

 

Call

Call 

 

800.462.8328

Monday through Friday, 7 a.m. - 7 p.m.
Saturday, 9 a.m. - 3 p.m.

 

Branch

Visit

 

Any SchoolsFirst FCU branch

 

 

 

 

 

New Auto Loans

Annual Percentage Rate (APR) Terms in Months Estimated Payment Per $100 Borrowed
4.89% - 18.00% 48 $2.30 - $2.94
5.15% - 18.00% 60 $1.89 - $2.54

 


Used Auto Loans

Annual Percentage Rate (APR) Terms in Months Estimated Payment Per $100 Borrowed
4.89% - 18.00% 48 $2.30 - $2.94
5.15% - 18.00% 60 $1.89 - $2.54

Lowest rates reflect a 0.75% discount for automatic payments from your SchoolsFirst FCU Share Savings or Checking Account.

 

Disclosures

 

1Maximum term based on various factors, including the amount financed.

 

SchoolsFirst FCU has a loan program featuring a range of interest rates for some of its consumer loans. A rate is based on a variety of factors, including the applicant’s credit rating. Rates quoted are effective as of date and are subject to change without notice. Lowest rates reflect a 0.75% discount for automatic payments from your SchoolsFirst FCU Share Savings or Checking Account. All loans subject to approval.

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