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WHAT OUR MEMBERS SAY
About SchoolsFirst FCU

“The Credit Union has something for everyone, from someone who is financially savvy to a person who just needs basic services.”


– Amy C.
Member Since 2010

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Inspire Mastercard
Inspire Mastercard®

 

Booking that family vacation, or just enjoying a summer without financial worries. Shopping for new appliances, or posting a debt-free selfie six months earlier than you expected. Whatever you imagine, the Inspire Mastercard can help you get there.

With a special introductory APR for your first six billing cycles,1 it's the credit card with more perks, more features, more security than you've ever imagined.


Respond to Mail Offer

 

 

What will your new card inspire? Explore the benefits 

 

6-month introductory APR1

  • Introductory 0% APR on balance transfers and purchases for six billing cycles 

  • After the introductory period ends, your regular variable APR will apply. APR ranges between 10.75% - 17.90%

More ways to improve your credit

  • Skip your December billing cycle payment without impacting your credit score2
  • Free credit score and customized reports from SavvyMoney
More enhanced layers of security to keep you protected and peace of mind when you shop or travel3
  • Mastercard Enhanced ID Theft Protection4 to help you monitor your identity 24/7 and respond to suspicious activity

  • EMV chip-enabled technology to help protect you from fraud
  • Apple Pay® integration for an easy, secure and private way to pay
  • MasterRental Insurance rental car coverage for damage due to collision or theft when you use your card to reserve and rent a car

More perks for cardholders

  • Priceless® Cities, an exclusive benefit that offers one-of-a-kind experiences and adventures

View Guide to Benefits

 

How to Apply

 

Online

Log into Online Banking to complete an
Express Application

 

Call

Call 

 

800.462.8328

Monday through Friday, 7 a.m. - 7 p.m.
Saturday, 9 a.m. - 3 p.m.

 

Branch

Visit

 

Any SchoolsFirst FCU branch

 

 

 

Inspire Mastercard Credit Card5 Annual Percentage Rate (APR) Credit Limit
Variable rate. No annual, balance transfer or cash advance fees. 10.75% - 17.90% Up to $25,000
 

Disclosures

10.00% introductory APR applies to new purchases and balance transfers made within the first six billing cycles from account opening. After the introductory rate expires, your APR on remaining balances and new purchases will be at your regular variable rate. Intro APR does not apply to cash advances. Balance transfers are the transfer of balances from other lenders to your SchoolsFirst FCU credit card and cannot be applied to any amount you owe under any other credit agreement or account you have with SchoolsFirst FCU. Annual Percentage Rate may change after account is opened.

 

2Automatically offered during December billing cycle to qualified Members. This payment is typically due at the end of December or within the month of January, depending on your billing cycle. You can choose whether or not to make a payment. If you choose to make no payment during the month, finance charges will continue to accrue until you make a payment. By skipping the payment you will pay more in total interest. Interest will continue to accrue during the skip payment period.

 

3Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Mastercard card to secure transactions. Please refer to your Guide to Benefits for further details or call 1-800-MASTERCARD for assistance.

 

4To bring you this benefit, Mastercard has partnered with Generali, a global leader in identity protection for over 15 years. 

 

5SchoolsFirst FCU's credit card program features a range of interest rates based on a variety of factors, including the applicant's credit rating. Rates quoted are effective as of date and are subject to change without notice. Variable rate, subject to change after account opening. Foreign transaction fee: 2% of the transaction in U.S. dollars.

 

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