WHAT OUR MEMBERS SAY
WHAT OUR MEMBERS SAY
About SchoolsFirst FCU

“The Credit Union has something for everyone, from someone who is financially savvy to a person who just needs basic services.”


– Amy C.
Member Since 2010

About SchoolsFirst FCU
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SchoolsFirst FCU Credit Cards
SchoolsFirst FCU Credit Cards

Learn how to navigate credit card billing disputes during COVID-19, and the steps to take.


Whether you're looking for enhanced protection and security, everyday rewards, or special school employee benefits, there's no place like your Credit Union for a low rate and low to no fee1 credit card designed for your lifestyle. 

All cards feature:

  • No cash advance fee1
  • No annual fee1
  • No balance transfer fee1

 

Inspire Mastercard®

Inspire Mastercard Credit Card
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Variable rates as low as 8.50% APR1 
View terms and conditions

Best for:

  • Low rates and no fee balance transfers
  • Those looking to improve and monitor their credit score
  • Financing a large purchase

 

School Employee Mastercard®

School Employee Mastercard Credit Card
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Variable rates as low as 7.50% APR1 
View terms and conditions

Best for:

  • School Employee Members
  • Those looking for cash back rewards
  • Flexible payment options for 10- and 11-month paychecks

 

Rewards Mastercard®

Rewards Mastercard Credit Card
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Variable rates as low as 11.50% APR1 
View terms and conditions

Best for:

  • Excellent credit
  • Those who want travel and premium amenities
  • Those who pay off their balance every month
  • Earning points on everyday purchases
  • A variety of points redemption options

 

Share-Secured Mastercard®

Share-Secured Mastercard Credit Card
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Currently fixed rate at 13.90% APR1 
View terms and conditions

Best for:

  • Little or no credit history

 

Disclosures

APR = Annual Percentage Rate

1SchoolsFirst FCU’s credit card program features a range of interest rates based on a variety of factors, including the applicant’s credit rating. Rates quoted are effective as of 3/18/20 and are subject to change without notice. For School Employee, Inspire and Rewards credit cards: Variable rate, subject to change after account opening. For Share-Secured credit card: Rates quoted are effective as of 3/18/20.
Currently fixed rate. Prior to account opening, the quoted rate may change without notice. After account opening, the rate is fixed for a minimum of one year, subject to change thereafter. Foreign transaction fee: 2% of the transaction in U.S. dollars for School Employee, Inspire and Share-Secured credit cards, includes Internet transactions made when you are in the United States, but the merchant processes the transaction in a foreign country.

 

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RELATED CONTENT
RELATED CONTENT
Apply for a Loan •  Apply for a Loan
 
 
Apply For a Home Loan •  Apply for a Home Loan
 
 
Workshops •  Workshops
 
 
Retirement & Investment Forms •  Retirement & Investment Forms
 
 
Statement of Fees •  Statement of Fees
 
 
Calculators •  Calculators
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