WHAT OUR MEMBERS SAY
WHAT OUR MEMBERS SAY
About SchoolsFirst FCU

“The Credit Union has something for everyone, from someone who is financially savvy to a person who just needs basic services.”


– Amy C.
Member Since 2010

About SchoolsFirst FCU
MOST POPULAR CONTENT
MEMBER FAVORITES BalanceTrack Checking Management
Personal Loan
Branch & In-Store Branch Services
Financial Wellness & Education
Fixed & Variable Annuities
Fixed Rate Mortgages
Fixed Rate Mortgages

The loan you choose, whether you buy or refinance, can be every bit as important as the home itself. Our real estate loan consultants can provide you with sound advice, answers to your questions, and guidance to help you choose the right mortgage for your needs.

30-Year Fixed Mortgage
If you are primarily interested in a low payment that won’t ever increase, and plan on staying in your home at least five years, a 30-year fixed mortgage may be right for you.

 

More on a 30-Year Fixed Mortgage

Rates and Disclosures: Refinance

Rates and Disclosures: Purchase

 

15-Year Fixed Mortgage
If you can afford to pay a little more each month, consider a 15-year fixed mortgage. Members who are approaching retirement may find this loan appealing because of its shorter term.

 

Like the 30-year fixed mortgage, your payments won’t change over the life of the loan; but they will be higher, because you’re repaying the same loan amount over half the time. But, you pay significantly less interest because of the shorter term.

 

If you’re considering a 15-year loan, try “paying” the amount your mortgage will be to a savings account every month to see if it’s manageable.

 

More on a 15-Year Fixed Mortgage

Rates and Disclosures: Refinance

Rates and Disclosures: Purchase

 

10-Year Fixed Mortgage
Refinancing into a 10-year fixed-rate loan can provide considerable savings in interest payments and the opportunity to build home equity quicker.

 

If you’re considering a 10-year loan, try “paying” the amount your mortgage will be to a savings account every month to see if it’s manageable.

 

More on a 10-Year Fixed Mortgage

Rates and Disclosures: Refinance

Rates and Disclosures: Purchase

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RELATED CONTENT
RELATED CONTENT
Apply for a Loan •  Apply for a Loan
 
 
Apply For a Home Loan •  Apply for a Home Loan
 
 
Workshops •  Workshops
 
 
Retirement & Investment Forms •  Retirement & Investment Forms
 
 
Statement of Fees •  Statement of Fees
 
 
Calculators •  Calculators
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