WHAT OUR MEMBERS SAY
WHAT OUR MEMBERS SAY
About SchoolsFirst FCU

“The Credit Union has something for everyone, from someone who is financially savvy to a person who just needs basic services.”


– Amy C.
Member Since 2010

About SchoolsFirst FCU
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SchoolsFirst FCU Home Loans
SchoolsFirst FCU Home Loans

We're waiving our loan processing fee
through December 31, 2019

Get into your new home with even more money left in your pocket. When you purchase a home, we'll waive the loan processing fee up to $995.1

Members, whether you plan to purchase a home, refinance your home, purchase an investment property or are looking to pull equity from your current home, we have products to suit your unique needs.

Mortgage Refinance Rate Sheet  |  Mortgage Purchase Rate Sheet

Home Equity Rate Sheet   |   Mortgage Calculator 

Home Purchase & Refinance

Fixed Rate Programs 

Adjustable Rate Programs (ARM) 

 

 

Home Equity
Home Equity Loans
  
10-Year Fixed Rate Home Equity Loan
 
Home Equity Line of Credit
  

 

Commonly Asked Questions & Resources

 

Related Services
Home Advantage
Our Home Advantage program offers a 20% rebate from the commission of a participating real estate agent who represents you—or a 25% rebate when you complete both a home sale and purchase.2

 

 

Learn more

Home Insurance
A SchoolsFirst Insurance Services, LLC agent will guide you through the process of choosing the best insurance to protect your home and your family. They'll work with you to find the most qualified company offering the coverage that best fits your personal needs and budget.
 

 

NMLS Identifier: 405503

1. Only available on loan applications to purchase a primary residence. Application date must be between 4/8/19 – 12/31/19. Fully executed purchase contract on an identified property must be submitted no later than December 31, 2019. Does not apply to equity loans and first lien loans currently in process that have an application date prior to April 8, 2019. The amount of the processing fee waived is $550 for School Employee Mortgage Program and $995 for all others.

2. Rebate payment is made by First Team Real Estate or HomeSmart Evergreen Realty and is credited to your benefit at the close of transaction. Purchase price must be greater than $150,000 after all credit adjustments. All rebates are subject to limitations, lender guidelines, and other requirements. Certain properties may not be eligible for rebates. Rebate is 20% for purchase only of a residential property in California. Rebate is 25% for a residential property sale and purchase in California. In order to receive the 25% rebates, the home sale and purchase transactions must take place within six months of each other. Please consult a qualified tax professional for advice on tax implications from receiving a rebate. First Team Real Estate and HomeSmart Evergreen Realty are not affiliated with SchoolsFirst FCU.

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RELATED CONTENT
RELATED CONTENT
Apply for a Loan •  Apply for a Loan
 
 
Apply For a Home Loan •  Apply for a Home Loan
 
 
Workshops •  Workshops
 
 
Retirement & Investment Forms •  Retirement & Investment Forms
 
 
Statement of Fees •  Statement of Fees
 
 
Calculators •  Calculators
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