WHAT OUR MEMBERS SAY
WHAT OUR MEMBERS SAY
About SchoolsFirst FCU

“A great partner makes all the difference. SchoolsFirst FCU is with us every step of the way.”

- Gwynne and Wayne S. 
Members Since 1957

About SchoolsFirst FCU
MOST POPULAR CONTENT
MEMBER FAVORITES Social Media Channels
Branch & In-Store Branch Services
Free Checking
eServices
Exclusively for School Employees
Youth Accounts
Youth Accounts

 

The Junior Varsity Club Account, for Members ages 0 to 12, and the Varsity Club Account, for ages 13 to 17, help our young Members learn good savings habits from an early age.

Features of JV Club and Varsity Club Accounts

  • Minimum balance is just $51

  • ATM card available with parent/legal guardian authorization2
  • 12-Month College Saver Share Certificate available with a low minimum opening deposit of $200 and the ability to make additional deposits at any time3

Additional Varsity Club Features

  • ATM withdrawals with daily limits of $40 for ages 13 to 15 and $100 for ages 16 to 17
  • Free Checking account offered at age 16 ($25 minimum opening deposit)
  • Point-of-Sale purchases with an ATM card up to $100 per day for ages 16 to 17 (with established Free Checking account)
  • Ability to apply for the Youth Debit Mastercard4

 

To open a JV Club or Varsity Club Account with your child:

Call

Call

800.462.8328

Monday through Friday, 7 a.m. - 7 p.m.
Saturday, 9 a.m. - 3 p.m.

 

Branch

Visit

 

Any SchoolsFirst FCU branch

 

Minimum Balance Dividend Rate Annual Percentage Yield1
$5 0.10% 0.10%

 

 

 

Disclosures

Junior Varsity Club accounts (age 12 and under) require a parent/legal guardian joint owner on all shares; Varsity Club accounts (age 13-17) require a parent/legal guardian joint owner on certain products and services.

 

1Variable rate, subject to change after account opening. The annual percentage yield is accurate as of the last dividend declaration date.

 

2Only ATM deposits allowed for JV Club accounts.

 

3Limit one 12-Month College Saver Share Certificate per minor. Minimum opening deposit is $200. Unlimited additional deposits. Penalty for early withdrawal.

 

4Youth Debit Mastercard available to Members age 13-17 with a valid ID and email address. Youth Debit Share requires: 1) a parent/legal guardian to be a joint owner on all shares on the account; 2) a $25 minimum deposit to open the Youth Debit Share; and 3) eStatements and eNotices. Subject to ChexSystems review. Minors age 0-12 may establish a Junior Varsity account (with parent/legal guardian as joint owner on all shares on the account), but are not eligible for Youth Debit Share and Youth Debit Mastercard.

 

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WHO CAN JOIN?
WHO CAN JOIN?
School Employees

Employees and retirees of eligible primary and secondary schools, colleges and universities.

 

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Family Members

Immediate family members of existing SchoolsFirst FCU Members can join too.

 

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