WHAT OUR MEMBERS SAY
WHAT OUR MEMBERS SAY
About SchoolsFirst FCU

“The Credit Union has something for everyone, from someone who is financially savvy to a person who just needs basic services.”


– Amy C.
Member Since 2010

About SchoolsFirst FCU
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Investment Checking
Investment Checking

 

Our investment checking account is designed for Members who are interested in earning dividends on their account balance and consistently maintain a balance of at least $1,000 between all their shares. 

Features

  • Earns tiered dividends based on your account balance
  • Earns Member Rewards points for every transaction 
  • Chip-enabled Debit Mastercard® 
  • Unlimited check writing

Fees

  • $3 monthly fee, waived if you meet one of the following requirements:
    • Have a direct deposit of at least $1 and a daily minimum combined share balance of $1,0001
    • Have a combined share balance of $2,5002
    • Is 62 years old or older and the Primary Member on the account 

Flexibility

  • Six free non-SchoolsFirst FCU/The CO-OP Network ATM withdrawals per month3
  • Unlimited use of 28,000 SchoolsFirst FCU and The CO-OP Network ATMs nationwide
  • 24/7 Online and Mobile Banking and TellerPhone, to check balances, make payments and transfers

 

Requirements

  • $25 minimum opening deposit4
  • Account verification by ChexSystems, Inc.
  • 18 years of age or older

 

Open an Account

Online

Log into Online Banking and Open a New Share and select Share Draft Checking to open an Investment Checking account 

Call

Call

800.462.8328

Monday through Friday, 7 a.m. - 7 p.m.
Saturday, 9 a.m. - 3 p.m.

 

Branch

Visit

 

Any SchoolsFirst FCU branch

 

Review tiered dividend rates for an Investment Checking Account

Minimum Balance Dividend Rate Annual Percentage Yield (APY)5
$0 - $24,999

 

$25,000 - $99,999

 

$100,000+
0.05%

 

0.08%

 

0.10%
0.05%

 

0.08%

 

0.10%

 

 

Disclosures

1Direct deposit amount must be at least $1.00

2Monthly service charge of $3 when direct deposit and/or minimum share balance requirements are not met.

3$1 charge for each additional withdrawal (waived for school employees). Other financial institutions or merchants may charge for use of their ATM or POS terminal

4Waived for school employees or with direct deposit set up.

5APY is accurate as of the last dividend declaration date, and subject to change. Variable rate account subject to change after account opening. Fees could reduce the earnings on the account.

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