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2019 Mastercard GRAMMYs Sweepstakes
2019 Mastercard GRAMMYs Sweepstakes

A special thanks for Members

Official Rules
No Purchase Necessary to Enter or Win. A Purchase Will Not Increase Your Chances of Winning. PIN-Based Debit, International, & Mastercard® Corporate Transactions Not Eligible For Automatic Entry. Entrants waive the ability to bring claims in a class action format.

All entries, whether submitted by using an eligible Mastercard as described below or by mail, have an equal chance of winning. For the purpose of this Sweepstakes, Mastercard use includes purchase transactions initiated by Mastercard consumer debit & credit cards, as described below. Winners of Grand Prize trip(s) must travel by on Sponsor-selected dates in January 2020 or forfeit his/her right to receive trip prize.

Eligibility: The Mastercard and SchoolsFirst Federal Credit Union GRAMMYs® Sweepstakes (“Sweeps”) is open only to individuals who are SchoolsFirst Federal Credit Union Mastercard® cardholders whose account was opened by SchoolsFirst Federal Credit Union before 11/1/19 & who are legal permanent residents of the state of California, & the legal age of majority in card holder’s state of residence at the time/date of entry. Void in U.S. Territories, including Guam, Puerto Rico & where prohibited by law. Employees, officers & directors of Mastercard International Incorporated (“Mastercard” or “Sponsor”); SchoolsFirst Federal Credit Union (“SFFCU”); teamDigital Promotions, Inc. (“Administrator”); & each of their respective parent companies, affiliates, distributors, subsidiaries, prize providers, advertising/promotion agencies & the immediate family members (i.e., spouses, parents, children, grandchildren & siblings & their respective spouses) and/or those living in the same household of any of the foregoing are not eligible to enter or win. Sponsor, SFFCU, Administrator, & each of their respective parent companies, affiliates, distributors, subsidiaries, prize providers, & advertising/promotion agencies are each a “Released Party” & shall hereinafter collectively be referred to as the “Released Parties”.

How to Enter: Sweeps begins on or about 12:00:01AM Central Time (“CT”) on 11/1/19 & ends at 11:59:59PM CT on 12/15/19 (“Promo Period”). There are 4 methods of entry:

1) To enter using your Card – you will automatically receive one (1) entry into the Sweeps each time you use your eligible SFFCU Mastercard (“Card”) to make a debit purchase transaction during the Promo Period. Purchase transactions involving PIN-based Debit & international transactions, account adjustment transactions/returns, late payment fees, over-limit or over-draft fees, return check fees, check re-order fees, ATM fees, cash advances, monthly/annual fees, balance transfers and/or other fees assessed on your account are not eligible for automatic Sweeps entry. Entries from unauthorized Card use or made with lost, stolen, or fraudulent Cards are void. Only purchases made with a Card in good standing (both at time of entry & winner selection) & issued by SFFCU in the U.S. to an identifiable cardholder (as set forth herein) & that are processed & submitted through Mastercard International Incorporated’s U.S. transaction processing system during the Promo Period are eligible for automatic entry; or

2) To enter by mail without making a Debit purchase - to receive one (1) entry, hand print your full name, complete mailing address, telephone number, date of birth, the first 6 digits of your Card, your SFFCU’s name & the words “Mastercard and SchoolsFirst Federal Credit Union GRAMMYs® Sweepstakes - DEBIT” on a plain 3” x 5” piece of paper & mail it in a sealed, stamped & hand printed #10 envelope to: Mastercard and SchoolsFirst Federal Credit Union GRAMMYs® Sweepstakes - DEBIT, 211 Greenwood Ave. 2-2, Promo 534, Bethel, CT 06801. Enter as often as you wish by mail, but each entry must be mailed separately & postmarked by 12/16/19 & rec’d by 12/23/19. Each 3’x 5’entry must include SchoolsFirst Federal Credit Union name on the outer mailing envelope. Failure to denote SchoolsFirst Federal Credit Union name or any other requirement (as described above) on the outer mailing envelope will result in disqualification. There is no limit to the number of entries an eligible consumer may receive during the Promo Period, regardless of entry method. No photocopied, computer generated facsimiles, mechanically reproduced, or mass entries permitted. All entries become property of Sponsor & will not be returned. Released Parties are not responsible for lost, incomplete, illegible, late, misdirected, stolen, postage-due, or mutilated entries or mail; any error, omission, interruption, defect or delay in transmission, 3rd party transaction classification, transaction processing, or communication; technical or mechanical malfunctions; failures or malfunctions of phones, phone lines, or telephone systems; errors in these Official Rules, in any Sweeps-related advertisements or other materials; human-processing error; failures of electronic equipment, computer hardware or software; or inaccurate entry information, whether caused by equipment, programming used in this Sweeps, human error, or otherwise. Sponsor reserves the right, in its sole discretion, to void any & all entries of an entrant who Sponsor believes has attempted to tamper with or impair the administration, security, fairness or proper play of this Sweeps.

3) To enter using your Card – you will automatically receive one (1) entry into the Sweeps each time you use your eligible Card to make a signature-based credit purchase transaction during the Promo Period. Purchase transactions involving PIN-based Debit & international transactions, account adjustment transactions/returns, late payment fees, over-limit or over-draft fees, return check fees, check re-order fees, ATM fees, cash advances, monthly/annual fees, balance transfers and/or other fees assessed on your account are not eligible for automatic Sweeps entry. Entries from unauthorized Card use or made with lost, stolen, or fraudulent Cards are void. Only purchases made with a Card in good standing (both at time of entry & winner selection) & issued by SFFCU in the U.S. to an identifiable card holder (as set forth herein) & that are processed & submitted through Mastercard International Incorporated’s U.S. transaction processing system during the Promo Period are eligible for automatic entry; or

4) To enter by mail without making a Credit purchase - to receive one (1) entry, hand print your full name, complete mailing address, telephone number, date of birth, the first 6 digits of your Card, your SFFCU’s name & the words “Mastercard and SchoolsFirst Federal Credit Union GRAMMYs® Sweepstakes - CREDIT” on a plain 3” x 5” piece of paper & mail it in a sealed, stamped & hand printed #10 envelope to: Mastercard and SchoolsFirst Federal Credit Union GRAMMYs® - CREDIT Sweepstakes, 211 Greenwood Ave. 2-2, Promo 535, Bethel, CT 06801. Enter as often as you wish by mail, but each entry must be mailed separately & postmarked by 12/16/19 & rec’d by 12/23/19. Each 3’x 5’entry must include SchoolsFirst Federal Credit Union name on the outer mailing envelope. Failure to denote SchoolsFirst Federal Credit Union name or any other requirement (as described above) on the outer mailing envelope will result in disqualification. There is no limit to the number of entries an eligible consumer may receive during the Promo Period, regardless of entry method. No photocopied, computer generated facsimiles, mechanically reproduced, or mass entries permitted. All entries become property of Sponsor & will not be returned. Released Parties are not responsible for lost, incomplete, illegible, late, misdirected, stolen, postage-due, or mutilated entries or mail; any error, omission, interruption, defect or delay in transmission, 3rd party transaction classification, transaction processing, or communication; technical or mechanical malfunctions; failures or malfunctions of phones, phone lines, or telephone systems; errors in these Official Rules, in any Sweeps-related advertisements or other materials; human-processing error; failures of electronic equipment, computer hardware or software; or inaccurate entry information, whether caused by equipment, programming used in this Sweeps, human error, or otherwise. Sponsor reserves the right, in its sole discretion, to void any & all entries of an entrant who Sponsor believes has attempted to tamper with or impair the administration, security, fairness or proper play of this Sweeps.

Prizes: Two (2) Grand Prizes will be awarded in this Sweeps (One (1) Grand Prize winner based on Debit entry’s received during the Promo Period, One (1) Grand Prize winner based on Credit entry’s received during the Promo Period). Federal, state, & local taxes & all other expenses not specified herein are the winner’s sole responsibility. The value of any prize awarded to the winners may be reported for tax purposes as required by law. The winners may be required to provide Sponsor with a valid social security number before the prizes will be awarded for tax reporting purposes. An IRS Form 1099 may be issues in the name of the Grand Prize winners for the actual value of the prizes received. Unclaimed prizes will be forfeited. The Released Parties are not responsible for and will not replace any lost, mutilated or stolen prize(s) or any prize that is undeliverable or does not reach a winner because of an incorrect or changed address. If a winner does not accept or use the entire prize, the unaccepted or unused part of the prize will be forfeited and the Released Parties will have no further obligation with respect to that prize or portion of the prize. Limit one (1) prize per person, immediate family member or household.

Two (2) Grand Prizes: 3-night accommodations for each winner and one (1) guest in Los Angeles, CA to attend the 62nd Annual GRAMMY Awards® on 1/26/20. Accommodations include one (1) standard double-occupancy hotel for three (3) nights, access for two (2) to a Mastercard hosted prereception, two (2) Gold tickets to the 62nd Annual GRAMMY Awards, select onsite activities to be determined by Sponsor (including a welcome reception, a guided tour of L.A., hair and makeup prior to select GRAMMY Awards events, and access to an afterparty), select meals to be determined by Sponsor, one (1) $300 Mastercard Prepaid® Card for each winner, and $5,280 awarded as a check that may be used to help offset taxes (Approximate Retail Value (“ARV”)=$21,280).

All prize details not specifically set forth herein will be determined by Sponsor, in its sole discretion. Actual value of prize will vary depending on activities; any difference in value will not be awarded. Hotel accommodations must be booked through Sponsor’s designated promotional agency or Grand Prize will be forfeited in its entirety. Blackout dates & other accommodation/activity restrictions may apply. Released Parties are not responsible for travel delays or cancellations. If any prize-related activity(s) is canceled or postponed for any reason, before or after arrangements are made, Sponsor reserves the right, in its sole discretion, to award the balance of the prize or to award an alternate prize of equal or greater value in full satisfaction of prize award. If, for any reason whatsoever, winner and/or guest are unable to travel or participate after all related arrangements have been made, Sponsor shall have no further obligation to winner and/or guest & no alternate winner will be selected. Prize & prize elements may not be separated or redeemed for cash. Hotel restrictions apply. Winner & guest must be on the same itinerary, and must be eighteen (18) years of age or older to attend the 62nd Annual GRAMMY Awards, and are responsible for obtaining & possessing all required valid photo ID & documents prior to event. Exact seat locations will be determined by Sponsor in its sole discretion. Tickets are subject to terms and conditions specified thereon. The 62nd Annual GRAMMY Awards date, time, and location is determined in the sole discretion of The Recording Academy and is subject to change. Events are subject to supervision & security & other policies designated by Sponsor. Exact details of the onsite activities, including, but not limited to, date, time, location & duration are at Sponsor’s sole discretion. Itinerary & program elements are at the discretion of Mastercard & are subject to change. Each winner & guest agree to comply with all applicable venue and/or hotel rules & regulations in connection with the prize. Sponsor & the applicable onsite representatives reserve the right, in their sole discretion, to remove or to deny entry to any winner and/or his/her guest who engage(s) in a non-sportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten or harass any other person during events. Each winner & guest will be escorted out of the hotel, venue, and/or any other event aspect by Sponsor, the applicable onsite representatives, or their designated agent(s) for improper conduct and/or violation of federal, state or local laws (including, but not limited to, the unlawful possession, use, or distribution of illicit drugs, unlawful drug paraphernalia, & alcohol) &, in the case of any such infraction, Sponsor will have no further obligation to each winner & winner & his/her guest will forfeit the balance of prize. Released Parties will not be responsible for weather conditions, Acts of God, acts of terrorism, civil disturbances, work stoppage or any other natural disaster outside their control that may cause the cancellation or postponement of any elements of event. All costs & expenses associated with the acceptance & use of the prize not specified herein as being awarded, including, but not limited to, all federal, state & local taxes, food, beverages, souvenirs, gratuities, incidentals, upgrades, insurance, service charges & other misc. travel expenses are winner’s sole responsibility. Each winner & guest are responsible for obtaining travel insurance (& all other forms of insurance) at their option & hereby acknowledge that Sponsor has not & will not obtain or provide travel or other form of insurance. Mastercard Prepaid Card restrictions apply. If, for whatever reason, the event associated with the prize is cancelled after the prize is awarded, Sponsor’s liability for the prize is limited only to the non-event portions of the prize. No compensation will be paid in lieu of the cancelled event. The tickets to the event are subject in all respect to the terms and conditions set forth on the tickets and any requirements of the facility hosting the event. The winner is strictly prohibited from selling, auctioning, trading or otherwise transferring the tickets unless Sponsor consents in writing.

TOTAL ARV OF ALL PRIZES AWARDED IN THIS SWEEPS: $42,560.

Selection of Winners: The potential winners will be selected in a random drawing from among all eligible Sweeps entries rec’d on or about 12/27/19 by Administrator, an independent judging organization, whose decisions will be final & binding in all matters relating to this Sweeps. The potential prize winners will be notified by Administrator by telephone, email and/or mail (method selected in Administrator’s discretion). In the event that a potential winner is selected via a Card transaction, prize will be awarded to the primary account holder (as determined by SFFCU’s account records & subject to SFFCU’s timely identification of the account holder) named on the account accessed by the Card used to make the entry. Odds of winning will depend on the total number of eligible entries rec’d during the Promotion Period.

Privacy: Your use of your Card to make a purchase during the Promo Period and/or your submission of a 3” x 5” mail-in entry constitutes your consent to participate in this Sweeps & your consent for Sponsor & Administrator to obtain, use, & transfer your name, Card number, email & mail, phone number & other information for the purpose of administering this Sweeps, awarding the prizes & to comply with applicable legal requirements. Any information entrant provides may be used to communicate with entrant in relation to this Sweeps or on a Sweeps winner’s list. For automatic entries, Sponsor (or Administrator on Sponsor’s behalf) may obtain the account holder’s personal contact information (name, email address, phone number) from SFFCU in order to award prizes. SFFCU may elect to send email marketing communications to its cardholders or other email recipients in its database in connection with the Sweeps. You can, at any time & free of charge, choose not to receive any of those email communications by clicking on the unsubscribe link within the e-mail. Opting out of receiving email communications from SFFCU will not preclude a consumer from winning. Except where prohibited, acceptance of a prize constitutes the winner’s irrevocable consent to Released Parties, its agents’, successors’ & assigns’ or other designees’ use of winner’s name, likeness, photograph, voice, statement, opinions, biographical information, prize and/or state/city of residence for advertising & promotional & publicity purposes in any & all media or format, worldwide, in perpetuity, without any permission, notification, payment or consideration except for the awarding of the prizes to the winners. You may be required to sign a document confirming your consent. For information regarding Sponsor’s privacy practices, please click here or visit https://www.mastercard.us/en-us/about-mastercard/what-we-do/privacy.html .

Miscellaneous: No transfer, assignment, cash redemption or substitution of a prize (or portion thereof) will be permitted, except by Sponsor, in its sole discretion, due to prize unavailability or other causes otherwise determined solely by Sponsor, & then for a prize (or applicable portion) of equal or greater value. Grand Prize winners will be required to notify Sponsor of prize acceptance by returning an executed & notarized Affidavit of Eligibility, Liability Release & (where legal) Publicity Release within three (3) days of issuance of notification or other time period determined by Sponsor in its sole discretion. Grand Prize guest will also be required to sign & return a Liability Release & (where legal) Publicity Release prior to the issuance of travel documents. Grand Prize winners will also be required to submit to a confidential background check to confirm eligibility & ensure that event attendance by such person, or the use of any such person in advertising, promotion or publicity, will not pose a security threat or bring Released Parties into public disrepute, contempt, scandal or ridicule or reflect unfavorably on Released Parties as determined by Sponsor in its sole discretion, &, in such event, the prize may be forfeited. Non-compliance with any of the foregoing may result in disqualification & awarding of prize to an alternate winner, if time permits. If any prize or prize notification letter is returned as undeliverable or the prize is declined for any reason, winners will be disqualified &, at Sponsor’s sole discretion & time permitting, an alternate winner may be selected. Should a potential winner decide to decline his/her prize for any reason whatsoever or not respond to the prize notification by the applicable response deadline, Sponsor shall have no further obligation to that potential winner & an alternate winner may be randomly selected from among all remaining eligible Sweeps entries, if time permits. The Released Parties are not responsible for electronic communications that are undeliverable as a result of any form of active or passive filtering of any kind, or insufficient space in entrant’s email account to receive email messages. By participating, entrants agree to be bound by these Official Rules & agree that Released Parties & their designees & assigns & all of their respective officers, directors, employees, shareholders, representatives, agents, & the franchisees of any of them shall have no liability & entrant will defend, indemnify & hold harmless the Released Parties from & against any liability, loss, injury, or damage of any kind (including attorney’s fees) to any person to entity, including, without limitation, personal injury, death or damage to personal or real property, due in whole or in part, directly or indirectly, by reason of: (i) entrant’s entry/participation into the Sweeps; (ii) any materials he or she may submit in connection herewith; (iii) the acceptance, possession, use or misuse of a prize or participation in any activities associated with the Sweeps or any prize awarded in connection herewith, including, without limitation, travel to/from/during the lodging, activities & events; (iv) the Released Parties’ violation of rights of publicity or privacy, claims of defamation or portrayal in a false light or based on any claim of infringement of intellectual property; and (v) any typographical, human or other error in the printing, offering, selection, operation or announcement of any Sweeps activity and/or prize. The Released Parties are not responsible for the actions of entrants in connection with the Sweepstakes, including entrants’ attempts to circumvent the Official Rules or otherwise interfere with the administration, security, fairness, integrity or proper conduct of the Sweepstakes. Sponsor reserves the right, in its sole discretion, to void any & all entries of an entrant who Sponsor believes has attempted to tamper with or impair the administration, security, fairness, or proper play of this Sweeps & to modify, suspend, and/or terminate this Sweeps (or portion thereof) should virus, bugs, non-authorized human intervention or other causes corrupt or impair the administration, security, fairness or proper play of the Sweeps &, in the case of termination, at its discretion, select winners via a random drawing from all eligible, non-suspect entries rec’d prior to the event that required such termination. In the event Sponsor or Administrator is prevented from continuing with the Sweeps by any event beyond its control, including, but not limited to, fire, flood, epidemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, communications or equipment failure, utility or service interruptions, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared), interference with the Sweeps by any party, or any federal, state, or local government law, order, or regulation, order of any court or jurisdiction, or other cause not reasonably within Sponsor’s and/or Administrator’s control (each a “Force Majeure” event or occurrence), Sponsor shall have the right to modify, suspend or terminate the Sweepstakes or prize. Sponsor and Administrator additionally reserve the right, in their sole and absolute discretion: (a) to modify, suspend or terminate the Sweepstakes should causes beyond Sponsor’s or Administrator’s control corrupt or interfere with the administration, integrity, operation, security or proper play of the Sweepstakes; or (b) to disqualify any entrant found to be, or suspected of: (i) tampering with the entry process or the operation of the Sweepstakes; (ii) acting in violation of these Official Rules; or (iii) acting in an un-sportsmanlike manner. CAUTION: Any attempt to undermine the legitimate operation of this Sweepstakes is a violation of criminal and civil laws and should such an attempt be made, the Sponsor and the applicable Released Parties reserve the right to seek damages (including attorneys’ fees) and/or other remedies from any such person(s) responsible for the attempt to the fullest extent permitted by law. Released Parties make no warranty, guaranty or representation of any kind concerning any prize (or any portion thereof), & disclaim any implied warranty. Without limiting the generality of the foregoing, entrants agree that the Released Parties: (a) maintain no control over the personnel, equipment or operation of any transportation company, hotel, manufacturer or other person or entity furnishing services, products or accommodations (“Suppliers”) as a part of the prizes provided in connection with the Sweeps; & (b) will not be responsible or liable for any injury, damage, loss, expense, accident, delay, inconvenience or other irregularity that may be caused or contributed to: (i) by the wrongful, negligent or unauthorized act or omission on the part of the Suppliers or any of their agents, servants, employees or independent contractors; (ii) by any defect in or failure of any vehicle, equipment, instrumentality, service or product that is owned, operated, furnished or otherwise used by any of those Suppliers; (iii) by the wrongful, negligent or unauthorized act or omission on the part of any other person or entity not an employee of the Released Parties; & (iv) by any cause, condition or event whatsoever beyond the control of the Released Parties. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision. Except where prohibited by law, entrant agrees that any & all disputes, claims & causes of action arising out of, or connected with, the Sweeps or any prize awarded shall be resolved individually, without resort to any form of class action, & exclusively by the appropriate court located in the State of New York. All issues & questions concerning the construction, validity, interpretation & enforceability of these Official Rules, entrant’s rights & obligations, or the rights & obligations of the Sponsor in connection with the Sweeps, shall be governed by, & construed in accordance with, the laws of the State of New York, without giving effect to any choice of law or conflict of law rules. The remedy for any claim shall be limited to actual damages, & in no event shall any party be entitled to recover punitive, exemplary, consequential, or incidental damages, including attorney’s fees or other such related costs of bringing a claim, or to rescind this agreement or seek injunctive or any other equitable relief. The invalidity or unenforceability of any provision of these Official Rules will not affect the validity or enforceability of any other provision. In the event that any provision of the Official Rules is determined to be invalid or otherwise unenforceable or illegal, the other provisions will remain in effect and will be construed in accordance with their terms as if the invalid or illegal provision were not contained herein. Entrants agree to waive any rights to claim ambiguity of these Official Rules. Headings are solely for convenience of reference and will not be deemed to affect in any manner the meaning or intent of the documents or any provision hereof. In the event there is a discrepancy or inconsistency between disclosures or other statements contained in any Sweeps-related materials, & the terms & conditions of the Official Rules, the Official Rules shall prevail, govern & control & the discrepancy will be resolved in Sponsor’s sole & absolute discretion.

Name of Winner: For the name of the winners’, send a self-addressed, stamped envelope to be rec’d by 2/14/20: Mastercard and SchoolsFirst Federal Credit Union GRAMMYs® Sweepstakes Winners, 211 Greenwood Ave. 2-2, Promo 501, Bethel, CT 06801.

Mastercard, Mastercard Prepaid and Priceless Surprises are registered trademarks, and the circles design is a trademark, of Mastercard International Incorporated. GRAMMY®, GRAMMY Awards®, and the gramophone logo are registered trademarks of the Recording Academy™ and are used under license. ©2019 The Recording Academy. The Recording Academy is not operating this Sweepstakes. All third-party trademarks belong to their respective owners. The use of any non-Sponsor trademarks, service marks, logos, or other marks in connection with this Sweeps or any prize is not meant by Sponsor to imply the endorsement of the respective owner(s) of such marks, or any affiliation of the respective owner(s) of such marks with Sweeps advertisements or the Sweeps.

Sponsor: Mastercard International Incorporated, 2000 Purchase Street, Purchase, NY 10577.
Administrator: teamDigital Promotions, Inc., 6 Berkshire Blvd., Bethel, CT 06801, www.teamDigital.com.

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