WHAT OUR MEMBERS SAY
WHAT OUR MEMBERS SAY
About SchoolsFirst FCU

“The Credit Union has something for everyone, from someone who is financially savvy to a person who just needs basic services.”


– Amy C.
Member Since 2010

About SchoolsFirst FCU
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High-Cost Area Loan Option
High-Cost Area Loan Option

We have a fixed-rate mortgage loan option for Members who live, or are searching for a home, in designated "high-cost" areas. Loan amounts are above standard conforming limits, currently at $484,350, and based on the Federal Housing Finance Agency high-cost area limits dependent on the county where the property is located (see below). Terms are available for 30 or 15 years and interest rates will typically be lower than our standard jumbo loan rates.

 

County Examples and Loan Amounts

Orange County - $726,525

Los Angeles County - $726,525

San Diego County - $690,000

Ventura County - $713,000

 

Additional California counties are available. Please contact a real estate consultant for details.

 

Please see Mortgage Purchase Loan Rates & Terms or Mortgage Refinance Loan Rates & Terms for details. 

 

Apply now

Call

Call

800.462.8328 ext. 8288

Monday through Friday, 8 a.m. - 7 p.m.
Saturday, 9 a.m. - 3 p.m.

 

 

 

All SchoolsFirst FCU mortgage loans feature low fees, 45- or 60-day rate locks and no prepayment penalties. Whether you're buying a home or looking to refinance, we'll find the loan that's right for you and guide you through the process, every step of the way.

Apply Now
Mortgage Purchase Rates & Terms
Mortgage Refinance Rates & Terms

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Retirement & Investment Forms •  Retirement & Investment Forms
 
 
Statement of Fees •  Statement of Fees
 
 
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