WHAT OUR MEMBERS SAY
WHAT OUR MEMBERS SAY
About SchoolsFirst FCU

“The Credit Union has something for everyone, from someone who is financially savvy to a person who just needs basic services.”


– Amy C.
Member Since 2010

About SchoolsFirst FCU
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Home Advantage Program
Home Advantage Program
 

Our Home Advantage program pairs you with an experienced SchoolsFirst FCU loan consultant and participating real estate agent who will guide you every step of the way through the home-buying process. Plus, enjoy valuable savings and benefits offered exclusively to program participants.
 

Home Advantage benefits:

  • 20% rebate from the commission of a participating agent who helps you buy or sell your home. 1
  • 25% rebate from the commission of a participating agent who helps you buy and sell your home.1
  • Use a partner escrow company to receive a 20% discount on escrow services — free signing services at your home or office.2
  • My Home Savings helps you earn more dividends on the money you save for a down payment. Save up to $50,000 and choose a term that works for your home-buying timeline.3

When you enroll in the Home Advantage Program, you'll also get access to home listings through First Team Real Estate.

Get started with Home Advantage today!

Enroll in Home Advantage

Home Advantage Commission Rebate Examples

Home Purchase Only

Sale Price $350,000
Agent's Commission (3%) $10,500
Your 20% Rebate1 $2,100

 

Home Sale and Purchase

Sale Price $350,000
Agent's Commission (3%) $10,500
Purchase Price $450,000
Agent's Commission (3%) $13,500
Your 25% Rebates1 $6,000

 

Register before you begin your home search.

Call

Call

800.462.8328,
ext. 8288
Monday through Friday, 8 a.m. - 7 p.m.
Saturday, 9 a.m. - 3 p.m.

 

Online

Enroll online with First Team Real Estate

View Mortgage Purchase Rates and My Home Savings Rates
 

 

Programs subject to change.

1Rebate payment is made by First Team Real Estate or HomeSmart Evergreen Realty and is credited to your benefit at the close of transaction. Purchase price must be greater than $150,000 after all credit adjustments. All rebates are subject to limitations, lender guidelines, and other requirements. Certain properties may not be eligible for rebates. Rebate is 20% for purchase only of a residential property in California. Rebate is 25% for a residential property sale and purchase in California. In order to receive the 25% rebates, the home sale and purchase transactions must take place within six months of each other. Please consult a qualified tax professional for advice on tax implications from receiving a rebate. First Team Real Estate and HomeSmart Evergreen Realty are not affiliated with SchoolsFirst FCU.

2Escrow services discount and free signing services available only on an escrow serviced by Hallmark Escrow Co., Inc., Coast Cities Escrow, or Escrow Options Group, Inc. (collectively, the “escrow companies”). The escrow companies are not affiliated with SchoolsFirst FCU. Check with the seller of the property regarding selection of the escrow company.

3Variable rate, subject to change daily at our discretion. Limited to existing Members who are participating in the Home Advantage Program; limit one per Membership. No early withdrawal penalty if full balance is used for home purchase. Partial withdrawals or withdrawals not used for home purchase are subject to an early withdrawal fee of $10, and closure of the share. Minimum deposit amount is $250. Additional deposits allowed to the maximum balance of $50,000. Certificate terms are available for 6, 12, or 24 months. See SchoolsFirst FCU’s Disclosure & Agreement of Terms and Conditions brochure for additional details about Share Savings Accounts.

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RELATED CONTENT
RELATED CONTENT
Apply for a Loan •  Apply for a Loan
 
 
Apply For a Home Loan •  Apply for a Home Loan
 
 
Workshops •  Workshops
 
 
Retirement & Investment Forms •  Retirement & Investment Forms
 
 
Statement of Fees •  Statement of Fees
 
 
Calculators •  Calculators
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