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Rates

Unlike a bank, we don’t work for profit; we work for our Members, and return earnings in the form of lower loan rates and low or no fees.

Current Rate Sheets
Credit Card and Personal Loan Rates & Terms
Dividend Rates & Terms
Home Equity Rates & Terms
Mortgage Rates & Terms (Purchase)
Mortgage Rates & Terms (Refinance)
School Employee Products Rates & Terms
Vehicle Loan Rates & Terms

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NOT A MEMBER?
TODAY'S RATES
Today's Rates
Auto Loans (New)
as low as 1.95% APR
36-Month New Auto Loan
We offer a range of competitive rates and flexible terms to fit almost every financial situation. Get pre-approved and visit the dealer with your financing in hand.

Calculators Apply for a Loan More about Auto Loans
Auto Loans (Used)
as low as 2.10% APR
36-Month Used Auto Loan
Whether you’re buying used, or want to refinance a loan from another lender to lower your payment, we can help you find the right solution.

Calculators Apply for a Loan More about Auto Loans
Mortgage (30-Year)
as low as 3.89% APR
30-Year Fixed Mortgage (Conforming)
If you are primarily interested in a low payment that won’t ever increase, and plan on staying in your home at least five years, a 30-year fixed mortgage may be right for you.

Calculators Apply for a Mortgage More about 30-Year Fixed Mortgage
Credit Card
as low as 9.50% APR
Inspire MasterCard
As with all our credit cards, you'll enjoy our everyday low interest rates, and because we charge no annual, balance transfer, or cash advance fees, you'll save more than with other higher rate cards.

Calculators Apply for a Credit Card More about Inspire MasterCard
Share Certificate
as high as 2.10% APY
Minimum opening deposit: $500
Rates among the best in the U.S. compared to bank CDs.

Calculators Open a Share Certificate More about Share Certificates
REFER A FRIEND
REFER A FRIEND