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  • Auto Promotion - Receive a 0.75% discount on your approved rate when you purchase through enterprise car sales
  • Access over 28,000 fee-free ATMs nationwide - look for the CO-OP logo, or find one near you
  • Membership is rewarding spread the word - Share the benefits of Membership and refer eligible friends and family.
  • Big Plans? Use your home's equity - get a low introductory rate on the standard home equity line of credit (HELOC)
NEWS Members Affected by the California Wildfires: We're Here to Help You
2018 Holiday Closure and Special Hours Schedule
Member Notification: Federal Reserve Rate Increase
What To Do If You Suspect Fraud
Current Branch Wait Times
Foreclosure Information: What You Should Know
Estate Planning & Trust Services

Our advisors can explain why you need an estate plan and take the mystery out of how to get started. Learn more.

  • Complimentary Workshops
    Complimentary Workshops
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    Attend our Retirement Planning for School Employees workshop and learn how to prepare for retirement from one of our experts.


    Stay updated on all things SchoolsFirst FCU. Get financial tips, inspiring stories, upcoming event details, and more.

    Member Spotlight Story
    Member Spotlight Story
    Guard Against Fraud at the Gas Pump
    Fraud at the Gas Pump

    See how Vincent has managed to bridge the gap during the months he's not working.


    How to detect skimming devices and keep your account information safe.

    Today's Rates
    Auto Loans (New)
    as low as 2.84% APR
    36-Month New Auto Loan
    We offer a range of competitive rates and flexible terms to fit almost every financial situation. Get pre-approved and visit the dealer with your financing in hand.

    Calculators Apply for a Loan More about Auto Loans
    Auto Loans (Used)
    as low as 2.84% APR
    36-Month Used Auto Loan
    Whether you’re buying used, or want to refinance a loan from another lender to lower your payment, we can help you find the right solution.

    Calculators Apply for a Loan More about Auto Loans
    Mortgage (30-Year)
    as low as 4.91% APR
    30-Year Fixed Mortgage (Conforming)
    If you are primarily interested in a low payment that won’t ever increase, and plan on staying in your home at least five years, a 30-year fixed mortgage may be right for you.

    Calculators Apply for a Mortgage More about 30-Year Fixed Mortgage
    Credit Card
    as low as 10.50% APR
    Inspire MasterCard
    As with all our credit cards, you'll enjoy our everyday low interest rates, and because we charge no annual, balance transfer, or cash advance fees, you'll save more than with other higher rate cards.

    Calculators Apply for a Credit Card More about Inspire MasterCard
    Summer Saver
    as high as 4.00% APY
    Exclusively for School Employees
    Ensures you'll have sufficient funds to get you through the months you don't receive a paycheck.

    Calculators Find a Branch More about Summer Saver
    Share Certificate
    as high as 2.85% APY
    Minimum opening deposit: $500
    Rates among the best in the U.S. compared to bank CDs.

    Calculators Open a Share Certificate More about Share Certificates