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Certificate-Secured Loan

A SchoolsFirst FCU Certificate-Secured Loan allows you to use the available balance of an SchoolsFirst FCU share certificate as security for a loan. This option lets you continue to earn interest on your certificate while enjoying a low interest rate on the loan. Our Certificate-Secured Loan offers an excellent opportunity for Members without prior loan experience to create a history of consistent payments, which is important in establishing a good credit history.

Features
  • No application or funding fees
  • Flexible repayment options include lump sum, monthly, or monthly with a balloon
  • Loan amounts up to 100% of the available certificate balance
Certificate-Secured Loan Rates
SchoolsFirst FCU has a loan program which features a range of interest rates for some of its consumer loans. A rate is based on a variety of factors, including the applicant's credit rating and SchoolsFirst FCU account history. The rates quoted are effective as of 4/23/2014 and are subject to change without notice.

  APR Loan Amounts Terms in Months
Up to 100% of available balance 2.5% above share certificate rate Ask for details.

Simply call our Telephone Service Center or visit any SchoolsFirst FCU branch to apply.





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