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Home Equity Loan

Home Equity Loan
15-Year Fixed Rate
(Primary Residence)


A home equity loan is a second mortgage on your property made in addition to your first mortgage. The loan allows you to borrow against the equity you have established in your property for many uses including remodeling, higher education, and landscaping.

Features
  • No origination fees*
  • No prepayment penalty*
  • Condos and town homes are eligible*
  • In-house servicing for the life of your loan
* Some restrictions apply. Click Terms & Conditions link below for details.

STANDARD RATE PROGRAM
Rate
Range
APR Max.
Loan
Max.
CLTV
Est. Pymt.
/$1,000
5.850% -
6.350%  
5.850% -
6.350%  
$500,0001 80% $8.36 -
$8.63  

Rate APR Max.
Loan
Max.
CLTV
Est. Pymt.
/$1,000
6.350% -
8.350%  
6.350% -
8.350% 
$100,000 90% $8.63 -
$9.76  
1 Eligibility for loan amounts exceeding $250,000 limited to single family detached or detached Planned Unit Development (PUD) properties.


PLEASE BE ADVISED: The rate you may qualify for is based on factors including your credit rating and the combined loan-to-value (CLTV) of your property. A minimum credit qualifying score is required. Rates listed are effective as of 4/17/2014 and subject to change without notice. The interest rate and payments are fixed for a term up to 15 years, fully amortized. An approved application is required for a rate to be locked.


Questions? Call a real estate loan consultant at 714/258-4000 or 800/462-8328, extension 8288. Consultants are available Monday - Friday, from 8 a.m. to 7 p.m., and Saturday, from 9 a.m. to 3 p.m.





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