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Long Term Care Insurance

More than half of all women and one-third of all men over the age of 65 will spend some time in a nursing home.* With the average cost of a private room in a nursing facility in Southern California at more than $200 per day,** the cost of long term care without insurance could be staggering. Many experts say that the best way to protect your life’s savings is by purchasing Long Term Care Insurance.***

What is Long Term Care Insurance?
When most people think of long term care, they think “nursing home.” However, long term care can also be provided in these settings:

  • In-home care
  • Assisted living facilities
  • Community programs, such as adult-day services
Long Term Care Insurance helps cover the costs of these programs, to help protect your retirement savings and ease the financial burden on your family in the event that long term care is needed.

At SchoolsFirst FCU, Long Term Care Insurance is made available through CUNA Mutual Insurance Society.

Features:
  • Exclusive Member discounts that could save you up to 36% off regular premium rates
  • Potential short- and long-term tax advantages†
  • Access to Long Term Care Specialists at CUNA Mutual designated specifically for SchoolsFirst FCU Members
  • Affordable premiums
The Time to Plan for Your Future is Now
Insurance premiums are partly based on your age, so the sooner you purchase your policy, the less you’ll pay. Waiting until you are older could likely result in paying a higher rate for the same policy.

Call 800/443-6003 today to learn more about the benefits of Long Term Care Insurance. With over 75 years of serving credit union Members and more than 16 years experience in Long Term Care Insurance, CUNA Mutual’s Long Term Care Specialists can help you make the right decisions in planning for the future.

*The Wall Street Journal, November 13, 2002
**Financial Cost of Care Survey, March 2007
***”It’s a good policy to follow: How to shop for long term care insurance,” Jeffrey Steele, Chicago Tribune, June 19, 2001.

†For specific tax advice, please consult a qualified tax professional.

Long Term Care Insurance is sold through CUNA Mutual Insurance Society and other leading carriers. This insurance is not a deposit and is not federally insured or guaranteed by your credit union. Subject to eligibility requirements.

CA Insurance License 1268-2.





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