Variable Universal Life Insurance
Offered by Member Investment Services
Variable Universal Life is a form of Whole Life insurance, which combines the flexibility of Universal Life’s death benefits and premium choices with even more investment choices. Instead of accruing a cash value, as with Universal Life, the excess cash is placed in a separate investment account.
Policyholders can then select the type of investment vehicle for the excess cash, with the freedom to move between various investment choices. You may choose the timing of these moves as well as the amount of premium payments. While a Variable Universal Life insurance policy gives you more control over your investment options, it also gives you more responsibility.
Our financial advisors and our licensed insurance agents will outline the pros and cons of this kind of insurance and will help you choose the best company to handle your policy. We work with only A or better rated companies that offer excellent insurance plans to fit every family’s needs and budget. Our advisors can also assist you with a variety of investment options, whether you are planning for retirement, saving for your children’s college educations or have other financial goals.
Contact a Financial Advisor
- Discuss your needs over the phone, or schedule a consultation by calling 714/258-4000 or 800/462-8328, Monday through Friday, 9 a.m. to 5 p.m.
- Email investments@SchoolsFirstfcu.org
*Representatives are registered, securities are sold, and investment advisory services are offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC
, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (866) 512-6109. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value, and are not obligations of or guaranteed by SchoolsFirst FCU. CBSI is under contract with SchoolsFirst FCU, through the financial services program, to make securities available to Members.
CUNA Brokerage Services, Inc. is a registered broker/dealer in all fifty states of the United States of America.
CA Insurance License 0707104