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IRA Certificates

IRA Certificate Rates

The rates quoted below are effective as of 4/21/2014 and are subject to change without notice.



$500 Minimum Opening Balance

Term Dividend Rate Annual Percentage Yield (APY)
30 Day 0.25% 0.25%
03 - 05 Month 0.30% 0.30%
06 - 11 Month 0.60% 0.60%
12 - 17 Month* 0.40% 0.40%
18 - 23 Month 0.50% 0.50%
24 - 35 Month 0.80% 0.80%
36 - 47 Month 1.09% 1.10%
48 - 59 Month 1.24% 1.25%
60 Month 1.88% 1.90%

IRA = Individual Retirement Account
Maximum annual contributions and contribution periods are determined by IRS regulations.
* Rollovers or transfers from another plan or institution may be added to the 12-17 month IRA Share Certificate at any time.

Penalty for early withdrawal. Please see SchoolsFirst FCU's Disclosure & Agreement of Terms & Conditions brochure for specific details about any account.






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