SCHOOLSFIRST RETIREMENT PLANNING

Zandra's talent is in simplifying retirement concepts for our school employee Members. Building one-on-one relationships is what's kept her going at SchoolsFirst FCU since 2010. "Working with Members, we see a lot of situations where nobody has ever explained retirement plans to them. I work closely with each and every Member to make sure they understand their plan and roll any previous plans into their new one. The key is to understand the goals of the Member I'm working with so I can help them accomplish them."

Zandra is a fully registered and licensed retirement planning professional. She earned a bachelor's degree in Business Administration from California State University, Fullerton and is FINRA registered to sell securities and holds California Life and Disability licenses.

In her spare time, Zandra enjoys spending time with her husband and two children, playing soccer and volunteering at her church.

CA Insurance License 0F13906

Zandra Pirozko is a financial advisor with, and securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. SchoolsFirst Federal Credit Union and SchoolsFirst Retirement Planning are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using SchoolsFirst Retirement Planning, and may also be employees of SchoolsFirst Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of SchoolsFirst Federal Credit Union or SchoolsFirst Retirement Planning. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value

Your Credit Union ("Financial Institution") provides referrals to financial professionals of LPL Financial LLC ("LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.