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A fixed-rate home loan has the same interest rate for the full term of the loan—10,15 or 30 years—giving you the predictability of a consistent payment.

Today’s rates

See all PURCHASE or REFINANCE rates.

Features of our fixed-rate home loans

  • Down payments as low as 3%
  • Rate lock that covers the period between credit approval and closing1
  • No prepayment penalty
  • Option for no Private Mortgage Insurance (PMI) on purchase loans only, which is usually required with less than 20% down and can add hundreds of dollars to your monthly payment.
  • Option to pay points at closing in exchange for a lower rate.


If you're ready to begin searching for a home, start with the Credit Union you trust.


Our loan consultants will answer your questions about financing and find a loan that’s right for you.

800.462.8328, ext. 8288

Monday through Friday, 8 a.m. - 7 p.m.
Saturday, 9 a.m. - 3 p.m.


Complete a simple inquiry form to have a loan consultant contact you.

If we aren't the best deal, we'll tell you.

If you've shopped rates elsewhere, we will gladly do a cost comparison to help you make a confident choice – even if that means choosing another lender.


The interest rates and APRs listed above are effective as of MM/DD/YYYY and examples of the loan pricing offered for a particular product. Loan pricing that you may qualify for can be different based on your credit history, loan-to-value (LTV), occupancy, property type, loan amount, loan purpose, and income/financial obligations. A minimum credit qualifying score is required. Rates and programs are subject to change without notice. All loans subject to approval.

  1. See our Rate Lock Information for terms and conditions.

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