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If you're in the market to buy a car, let us help you find, finance and insure it. We're offering great low rates and exclusive incentives.

Rates as low as 2.19% APR1 on a new car or 2.34% APR1 on a used car.

Get an even lower rate. When you purchase your vehicle through Enterprise Car Sales2 and finance with us, you’ll enjoy a 0.50% discount3 on your approved auto loan rate for the life of the loan. Offer is good through Sept. 15, 2021.

How the Rate Discount Works:

1. Apply for an auto loan with us. See current rates.
2. Work with your nearby Enterprise Car Sales dealer to help you purchase your next vehicle.
3. At loan funding, we'll apply the 0.50% discount to your approved rate.

More Ways to Save:

90 Days No Payments

Fund a car purchase or refinance with us, and make no payments for 90 days.4

Guaranteed Asset Protection (GAP) Plus With Deductible Assistance5

Designed to reduce or eliminate the difference between what your insurance company pays you and your outstanding loan balance if your vehicle is declared a total loss. Also, it may take $1,000 off your next loan with us, when you purchase a replacement vehicle.


Ensure you have the best possible auto insurance coverage at the best price with a complimentary review. Request an insurance quote.



Log in to Online Banking to apply.

Call 800.462.8328

Monday through Friday, 7 a.m. – 7 p.m.
Saturday, 9 a.m. – 3 p.m.



APR = Annual Percentage Rate
All loans subject to approval.
SchoolsFirst FCU is not affiliated with Enterprise Car Sales.


  1. Rates quoted include a 0.75% discount for payment made by automatic transfer from your SchoolsFirst FCU account. Terms and conditions are subject to change. SchoolsFirst FCU auto loan rates range from 2.19% APR – 18% APR on new autos and 2.34% APR – 18% APR on used autos. Financing available up to 100% of the Manufacturer’s Suggested Retail Price on new autos (Kelley Blue Book Suggested Retail Value on used autos) or purchase price, whichever is less; plus tax, license, documentation fees, GAP Plus and Mechanical Repair Coverage.
  2. Used vehicles were previously part of Enterprise short-term rental and/or lease fleet or purchased by Enterprise from other sources including auto auctions, with previous use possibly short-term rental, lease or other.
  3. Rate discount only available for vehicles purchased through Enterprise Car Sales. Offer valid 5/6/21 – 9/15/21.
  4. Does not apply to the refinance of existing SchoolsFirst FCU auto loans or cash-out refinance loans, is nontransferable, and cannot be combined with other offers. First payment is due by the 90th day after funding. Finance charges begin to accrue immediately and are repaid over the life of the finance contract. As a result, you may pay higher total finance charges on the contract than if payments began earlier. The “90 day no payment” period may not be extended with participation in the “Summers Off” program; at least one payment is required to participate in the “Summers Off” program.
  5. Your purchase of MEMBER’S CHOICETM Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP-3404286.1-0121-0223
  6. CA Insurance License OI19344.