Investment Checking

Our Investment Checking account offers dividends, and is designed for Members who consistently maintain a high monthly balance and use their account to hold funds or transfer them between investments.

  • Earns tiered dividends
  • No monthly fee with a minimum single direct deposit of any amount* AND a daily minimum combined share balance of $1,000; or a daily minimum combined share balance of $2,500**
  • Unlimited check writing
  • Free Debit MasterCard® card
  • Free and unlimited use of more than 28,000 SchoolsFirst FCU and The CO-OP Network ATMs nationwide
  • Six free non-SchoolsFirst FCU/The CO-OP Network ATM withdrawals per month***
  • 24-hour access to online banking and TellerPhone
  • $25 initial deposit to open account
  • Free for Members age 62 and above, regardless of daily minimum combined share balance.
Investment Checking Rates
Variable rate account. Rates effective as of 4/24/2014 and are subject to change daily.

Monthly Average Bal. Rate
$0 - $24,999 Tier I 0.05%
$25,000 - $99,999 Tier II 0.08%
$100,000+ Tier III 0.10%

APY = Annual Percentage Yield
Fees could reduce the earnings on this account

* Direct deposit amount must be at least $1.00
** Monthly service charge of $3 when direct deposit and/or minimum share balance requirements are not met.
*** $1 charge for each additional withdrawal. Other financial institutions or merchants may charge for use of their ATM or POS terminal.

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