Apply for an auto loan and get a 0.50% discount on your approved rate1 when you purchase from Autoland or Enterprise Car Sales.2

Today's rates

  • As low as 5.24% APR for new vehicles.3
  • As low as 5.74% APR for used vehicles.3


Take these steps

  1. Apply for an auto loan with us.
  2. Use Autoland or Enterprise Car Sales to find your vehicle.
  3. Get a quote for insurance.
  4. We'll apply the 0.50% discount to your approved rate upon loan funding.

Already preapproved?

Let an Autoland or Enterprise Car Sales consultant know so you can get convenient SchoolsFirst FCU financing.

Your car-buying toolkit

Read 6 Tips to Buy a Car in Today's Competitive Market.
Have a strategy in place so you can shop with confidence.

Create a comfortable budget.
See how much you can afford by using our car loan calculator.

Take payment breaks.
You have the option to make no payments for the first 90 days,4 and skip up to three payments over the life of the loan.5

Save on insurance.
Ensure you have the right auto insurance coverage at the best price with SchoolsFirst Insurance Services.6 Schedule a consultation to find out how much you can save.

Protect your loan and car.
Consider adding GAP Plus With Deductible Assistance7 and Mechanical Repair Coverage8 to your loan.



Log in to Online Banking to apply.


(800) 462-8328




APR = Annual Percentage Rate. All loans subject to approval. SchoolsFirst FCU is not affiliated with Autoland or Enterprise Car Sales.

  1. Rate discount only available for vehicles purchased through Autoland or Enterprise Car Sales. Offer valid 5/11/23 - 9/13/23. Offer cannot be combined. Not valid on previous purchases.
  2. Used vehicles were previously part of the Enterprise rental fleet and/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use.
  3. Rates quoted include a 0.75% discount for payment made by automatic transfer from your SchoolsFirst FCU account. Terms and conditions are subject to change. SchoolsFirst FCU auto loan rates range from 5.24% APR – 18.00% APR on new autos and 5.74% APR – 18.00% APR on used autos. Financing not to exceed 130% of the Manufacturer's Suggested Retail Price on new vehicles (Kelley Blue Book Suggested Retail Value on used vehicles) based on creditworthiness; and may include tax, license, documentation fees, GAP and Extended Warranty/MRC.
  4. Does not apply to the refinance of existing SchoolsFirst FCU auto loans or cash-out refinance loans, is nontransferable, and cannot be combined with other offers. First payment is due by the 90th day after funding. Finance charges begin to accrue immediately and are repaid over the life of the loan. As a result, you may pay higher total finance charges on the loan than if payments began earlier. The “90 day no payment” period may not be extended with participation in the “Summers Off” program; at least one payment is required to participate in the “Summers Off” program.
  5. Subject to approval. Interest will continue to accrue during the skip payment period. Must have made the last 12 consecutive loan payments on time. All loan and share accounts must be in good standing. Valid on select personal and auto loans. Program subject to change or cancellation. Limited to one skip per 12 months.
  6. CA Insurance License 0I19344. Purchasing an insurance product from SchoolsFirst Insurance Services is not required to originate a loan with SchoolsFirst FCU.
  7. Your purchase of MEMBERS CHOICETM Guaranteed Asset Protection (GAP), which includes deductible assistance, is optional and will not affect your loan application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP-3415626.2-0522-0624. 
  8. Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. The purchase of Mechanical Repair Coverage is optional. This document provides general information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage.  Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions and exclusions.  Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured. MRC-3415612.2-0522-0624.