Personal Loan
You can use a SchoolsFirst FCU Personal Loan for any purpose. Available in amounts from $500 to $50,000, these loans require no collateral. Just complete the simple application process to have your loan funded quickly.
Features
- No application or funding fees
- Terms up to 60 months
- No collateral needed
- ¾ percentage point discount for automatic payments made from your SchoolsFirst FCU account
Personal Loan Rates
The rates quoted are effective as of 7/2/2009 and are subject to change without notice.
|
APR |
Loan Amounts |
Maximum Loan Term |
 |
|
11.90%* - 18.00% |
$0 - $799 |
12 |
|
$800 - $1,499 |
18 |
|
$1,500 - $2,499 |
24 |
|
$2,500 - $4,999 |
36 |
| $5,000 - $9,999 |
48 |
| $10,000 - $50,000 |
60 |
 |
SchoolsFirst FCU's maximum aggregate personal loan limit is $50,000 per qualifying Member. This includes all individual and joint personal loan credit combined.
* SchoolsFirst FCU has a loan program which features a range of interest rates for some of its
consumer loans. A rate is based on a variety of factors, including the applicant's
credit rating and SchoolsFirst FCU account history. These rates reflect a ¾ percentage point
discount for payment through automatic transfer from an SchoolsFirst FCU Share Savings or
Checking account.
